25614 Celtic Terrace Dr, Katy, TX 77494 Property Records

Fort Bend County property record for 25614 Celtic Terrace Dr, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,715 sqft · built 2010
Lot Size	0.217 acres (9,485 sqft)
Owner	Individual Name on Record
Tax Bill	$6,987 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R390065`

Property Details

APN / Parcel Number

Primary APN	`R390065`
Alternative APN	`4291-04-001-0040-914`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,715 sqft Living Area
1st Floor Area	2,317 sqft
2nd Floor Area	1,398 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,485 sqft (0.217 acres)
Garage Type	Attached
Garage Area	678 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R390065
Street Address	25614 CELTIC TERRACE DR
City	KATY
State	TX
Zip	77494-5352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KING LAKES SEC 4, BLOCK 1, LOT 4
Legal Subdivision	KING LAKES SEC 4
Legal Block	1
Legal Lot Number	4
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	1
Census Block	1014
Census Tract	673113

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	25614 CELTIC TERRACE DR, KATY, TX 77494-5352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED FINANCE INC
Dec 4, 2020	Deed of Trust, Mortgage EAST WEST BK
Dec 14, 2020	Vendor's Lien, Transfer · Conventional Mortgage EAST WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2020
Deed Sale	Dec 14, 2020
Prior Sale	Nov 23, 2015
Deed Document Number	2020178120
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	25614 CELTIC TERRACE DR, KATY, TX 77494-5352
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000163380
Date	Sep 29, 2021
Instrument	2021163380

Lender

Name	UNITED FINANCE INC
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	25614 CELTIC TERRACE DR, KATY, TX 77494-5352
Document Number	0000178121
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25614 CELTIC TERRACE DR KATY TX 774945352, KATY, TX 77494-5352

Mortgage

Document Number	0000178121
Date	Dec 14, 2020
Instrument	178121

Lender

Name	EAST WEST BK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2050

Interest

Rate Type	Adjustable Rate

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Dec 14, 2020
Property Address	25614 CELTIC TERRACE DR, KATY, TX 77494-5352
Document Number	0000178120
Map Reference	PL 20100011
Instrument Date	Dec 4, 2020
Instrument	2020178120
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27019 CLIFF POINTE LN, 27019, KATY, TX 77494-6732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25614 CELTIC TERRACE DR, KATY, TX 77494-5352

Mortgage

Document Number	0000178121
Date	Dec 14, 2020
Instrument	2020178121

Lender

Name	EAST WEST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jan 1, 2024
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	10.2%

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,987.00 (-29.81%) Homeowner's exemption	$558,448 (+1%) Land $113,256 Building $504,406	$617,662 (+5.97%) Land $113,256 Building $504,406
2024	$9,954.00 (+65.73%) Homeowner's exemption	$507,680 (+1%) Land $113,256 Building $469,634	$582,890 (+1.99%) Land $113,256 Building $469,634
2023	$6,006.00 (-23.68%) Homeowner's exemption	$461,527 Land $87,120 Building $484,380	$571,500 Land $87,120 Building $484,380
2018	$7,869.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 105 policies
Nearby Flood Policies	105 in force
Nearby Flood Claims	5 (2017)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 185 serves 3,663 people · EPA ID TX0790478
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, AT&T.

Nearby Properties on Celtic Terrace Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures