2561 Oak Forest Dr, Troy, MO 63379 Property Records

Lincoln County property record for 2561 Oak Forest Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,058 sqft · built 2003
Lot Size	0.194 acres (8,451 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,775 (2025)
Deeds & Mortgages	Mar 2005 Mortgage Jul 2021 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-70-35-002-010-091.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-35-002-010-091.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,058 sqft Living Area
Basement Area	1,058 sqft
Unfinished Basement	1,058 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,451 sqft (0.194 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2561 OAK FOREST DR
City	TROY
State	MO
Zip	63379-2325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 91 HICKORY FOREST PLAT 3
Legal Range	01W
Legal Township	49N
Legal Section	35
Legal Subdivision	HICKORY FOREST
Legal Lot Number	91
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2004
Census Tract	810305

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2561 OAK FOREST DR, TROY, MO 63379-2325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2005	Deed of Trust, Mortgage CITICORP TRUST BANK FSB
Jul 8, 2021	Deed of Trust, Mortgage · Construction Mortgage US BANK NA
Oct 3, 2024	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 8, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jul 8, 2021	Deed of Trust, Mortgage · Construction Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	2561 OAK FOREST DR, TROY, MO 63379-2325
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01742/0216
Date	Mar 31, 2005
Book Page	1742/0216
Instrument	20050003911

Lender

Name	CITICORP TRUST BANK FSB
Type	Subprime Lender
Address	WILMINGTON, DE 19808

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2020

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	2561 OAK FOREST DR, TROY, MO 63379-2325
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2561 OAK FOREST DR, TROY, MO 63379-2325

Mortgage

Document Number	002466/633
Date	Jul 8, 2021
Book Page	2466/633
Instrument	2021009180

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 16, 2051

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	2561 OAK FOREST DR, TROY, MO 63379-2325
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	CLOSING USA LLC, CLOSING USA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2561 OAK FOREST DR, TROY, MO 63379-2325

Mortgage

Document Number	002504/175
Date	Oct 3, 2024
Book Page	2504/175
Instrument	2024007575

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2054

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Jan 8, 2026
Property Address	2561 OAK FOREST DR, TROY, MO 63379-2325
Document Number	002517/275
Book / Page	2517 / 275
Map Reference	MB 13 PG 48
Instrument Date	Dec 30, 2025
Instrument	2026000159
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	SUMMIT TITLE SERVICES LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2561 OAK FOREST DR, TROY, MO 63379-2325

Mortgage

Document Number	2026000160
Date	Jan 8, 2026
Instrument	2026000160

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	2561 OAK FOREST DR, TROY, MO 63379-2325
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2561 OAK FOREST DR, TROY, MO 63379-2325

Mortgage

Document Number	2466/633
Date	Jul 8, 2021
Book Page	2466/633
Instrument	2021009180

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 16, 2051

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,251 (-) Land $4,524 Building $23,727
2025	$1,775.00 (+7.06%)	$28,251 (+8.35%) Land $4,524 Building $23,727	$148,690 (+8.35%) Land $23,810 Building $124,880
2023	$1,658.00 (+5.54%)	$26,074 Land $3,849 Building $22,224	$137,230 Land $20,260 Building $116,970
2022	$1,571.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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