2561 Cove Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2561 Cove Ct, Saint Cloud, FL 34771 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,926 sqft · built 1991
Lot Size	0.661 acres (28,793 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Apr 2022)
Tax Bill	$3,159 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-26-31-2601-0001-0210`

Property Details

APN / Parcel Number

Primary APN	`13-26-31-2601-0001-0210`
Alternative APNs	`263113260100010210` `97529`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,926 sqft Living Area
Gross Area	3,002 sqft
1st Floor Area	1,926 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	28,793 sqft (0.661 acres)
Lot Dimensions	220 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	512 sqft
Porch	Florida Room
Porch Area	592 sqft
Deck Area	1,020 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2561 COVE CT
City	SAINT CLOUD
State	FL
Zip	34771-7900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAY TREE COVE PB 4 PG 74 LOT 21
Legal Range	31E
Legal Township	26S
Legal Section	13
Legal Subdivision	BAY TREE COVE
Legal Tract	2601
Legal Block	210
Legal Lot Number	21
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1007
Census Tract	43801

Owner

Source: Osceola County records · APN 13-26-31-2601-0001-0210

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2561 COVE CT, SAINT CLOUD, FL 34771-7900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 22, 2022 · Amount on Record
Deed Sale	Apr 22, 2022 · Amount on Record
Prior Sale	Oct 08, 2014
Deed Document Number	202263546
Deed Book / Page	6199 / 19
Prior Transfer Date	Apr 15, 2022
Prior Transfer Doc	0061990019
Record Updated	Sep 20, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 22, 2022
Property Address	2561 COVE CT, SAINT CLOUD, FL 34771-7900
Document Number	0061990019
Book / Page	6199 / 19
Map Reference	MB 4 PG 74
Instrument Date	Apr 15, 2022
Instrument	2022063546
Transaction Type	Transfer
Record Updated	May 05, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2561 COVE CT, 2561, SAINT CLOUD, FL 34771-7900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2561 COVE CT, SAINT CLOUD, FL 34771-7900

Mortgage

Document Number	0000619923
Date	Apr 22, 2022
Instrument	6199/23

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,159.00 (+5.58%) Homeowner's exemption	$217,480 (+5.99%)	$394,100 (+29.26%) Land $95,000 Building $299,100
2024	$2,992.00 (+2.26%)
2023	$2,926.00 (+4.54%) Homeowner's exemption	$205,196 (+3%)	$304,900 (+12.93%) Land $55,000 Building $249,900
2022	$2,799.00 Homeowner's exemption	$199,220	$270,000 Land $55,000 Building $215,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	High above 76% of the US · above 62% of Florida
Wildfire Likelihood	About 1 in 209 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.