25604 Rd P, Cloverdale, OH 45827 Property Records

Putnam County property record for 25604 Rd P, Cloverdale, OH 45827

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,924 sqft · built 1971
Lot Size	1.24 acres (54,014 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Sep 2026)
Tax Bill	$2,315 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-007180.0000`

Property Details

APN / Parcel Number

Primary APN	`25-007180.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,924 sqft Living Area
1st Floor Area	1,924 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Wood
Roof Type	Hip
Roof Material	Shingle
Lot Area	54,014 sqft (1.24 acres)
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	25604 ROAD P
City	CLOVERDALE
State	OH
Zip	45827-9219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1S 4E 13 PAR 5 PT SPT SE SW
Legal Range	4E
Legal Township	1S
Legal Section	13
Legal Subdivision	MARY & FRANK WEBER FIFTH PLATTING
Jurisdiction	PUTNAM OH
Township / Civil Division	MONTEREY
Census Block Group	1
Census Block	1052
Census Tract	30700

Owner

25604 Rd P is owned and occupied by two individuals who bought it in September 2026.

Source: Putnam County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25604 ROAD P, CLOVERDALE, OH 45827-9219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2026 · Amount on File
Deed Sale	Sep 30, 2026 · Amount on File
Prior Sale	Aug 11, 2015 · Amount on File
Deed Document Number	20264189
Deed Book / Page	791 / 1539
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Sep 30, 2026
Property Address	25604 ROAD P, CLOVERDALE, OH 45827-9219
Document Number	0000004189
Book / Page	791 / 1539
Instrument Date	Sep 29, 2026
Instrument	20264189
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$149,480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	25604 ROAD P, CLOVERDALE, OH 45827-9219

Mortgage

Document Number	0000004190,
Date	Sep 30, 2026
Book Page	791/1541
Instrument	20264190

Lender

Name	SUPERIOR CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 25604 Rd P was $2,315 with a homeowner's exemption, up 2.6% from the year before.

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Monterey Township
Unified School District	Ottoville Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,315.00 (+2.57%) Homeowner's exemption	$73,130 (-) Land $6,530 Building $66,600	$208,950 Land $18,660 Building $190,290
2024	$2,257.00 (-0.13%) Homeowner's exemption	$73,130 (+31.79%) Land $6,530 Building $66,600
2023	$2,260.00 (+14.14%) Homeowner's exemption Additional exemption filed	$55,490 (-) Land $5,120 Building $50,370	$208,950 Land $18,660 Building $190,290
2022	$1,980.00 Homeowner's exemption	$55,490 Land $5,120 Building $50,370
2020			$158,540 Land $14,630 Building $143,910

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 25604 Rd P in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 1, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 25604 Rd P is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ottoville Mutual Telephone Company Fiber	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40