2560 Wheelus Cir, Cottondale, FL 32431 Property Records

Jackson County property record for 2560 Wheelus Cir, Cottondale, FL 32431

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,200 sqft · built 1976
Lot Size0.494 acres (21,537 sqft)
Owner2 Individual Names on File
Tax Bill$340 (2025)
Deeds & MortgagesMay 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN25-5N-12-0000-0040-0120

Property Details

APN / Parcel Number

Primary APN25-5N-12-0000-0040-0120

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,200 sqft Heated Area
Gross Area1,356 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1976
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area21,537 sqft (0.494 acres)
PorchOpen Porch
Shed1 Shed
Storage Building96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2560 WHEELUS CIR
CityCOTTONDALE
StateFL
Zip32431-6934
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOR 207 P 603 W1/2 OF LOT 3 WHEELUS PLAT...OR 314 P 632 OR 683 P 431
Legal Range12W
Legal Township05N
Legal Section25
Legal SubdivisionWHEELUS PLAT
Legal Lot Number3
JurisdictionJACKSON FL
Township / Civil DivisionCOTTONDALE
Census Block Group1
Census Block1073
Census Tract210400

Owner

2560 Wheelus Cir is owned and occupied by two individuals who acquired it in March 1998.

Source: Jackson County records, as of December 22, 2025

Owner of Record2 Individual Names on File
Mailing Address2560 WHEELUS CIR, COTTONDALE, FL 32431-6934
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 26, 1998
Deed SaleMar 26, 1998
Deed Document Number0000683431
Record UpdatedJun 8, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON FL
Property Address2560 WHEELUS CIR, COTTONDALE, FL 32431-6934
Document Number0016140478
Instrument DateMay 14, 2019
Transaction TypeMortgage
Record UpdatedAug 23, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address560 WHEELUS CIR COTTONDALE FL 32431, COTTONDALE, FL 32431

Mortgage

Document Number0016140478
DateJun 26, 2019
Book Page001614/000478
Instrument32007785
Lender
NameUS SMALL BUSN ADMN
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2560 Wheelus Cir was $340 with a homeowner's exemption, up 6.9% from the year before.

Source: Jackson County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyJackson County
MunicipalityCottondale Town
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$340.00 (+6.92%) Homeowner's exemption$44,053 (+2.9%)$76,856 (-1.66%) Land $7,500 Building $69,356
2024$318.00 (+8.9%) Homeowner's exemption$42,811 (+3%)$78,151 (+2.47%) Land $7,500 Building $70,651
2023$292.00 (+14.06%) Homeowner's exemption$41,564 (+3%)$76,266 (+20.19%) Land $7,500 Building $68,766
2022$256.00 Homeowner's exemption$40,353$63,454 Land $7,500 Building $55,954

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2560 Wheelus Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2560 Wheelus Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOTTONDALE WATER SYSTEM
serves 861 people · EPA ID FL1320143
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Wheelus Cir

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