2560 W 40th St, Lorain, OH 44053 Property Records

Lorain County property record for 2560 W 40th St, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,064 sqft · built 1963
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individuals on Record
Tax Bill	$880 (2025)
Deeds & Mortgages	Jun 2024 Line of Credit Jan 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-013-109-024`

Property Details

APN / Parcel Number

Primary APN	`02-02-013-109-024`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	143 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2560 W 40TH ST
City	LORAIN
State	OH
Zip	44053-2318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SKYLINE PK 2 FRNT 0064.25 DPTH 0143.00
Legal Subdivision	SKYLINE PARK SUBDIVISION #2
Legal Tract	2
Legal Block	109
Legal Lot Number	145
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2010
Census Tract	97202

Owner

Source: Lorain County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	2560 W 40TH ST, LORAIN, OH 44053-2318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2024	Deed of Trust, Mortgage · Line of Credit FIRST FED SAVINGS & LOAN ASSN OF LORAIN
Jan 22, 2026	Transfer on Death Deed, Transfer
Jan 22, 2026	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 1998
Deed Sale	Dec 16, 1998
Deed Document Number	583333
Record Updated	Sep 20, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2560 W 40TH ST, LORAIN, OH 44053-2318
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017276
Date	Jun 24, 2024
Instrument	2024-0017276

Lender

Name	FIRST FED SAVINGS & LOAN ASSN OF LORAIN
Type	Bank
Address	LORAIN, OH 44053

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 17, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 22, 2026
Property Address	2560 W 40TH ST, LORAIN, OH 44053-2318
Document Number	0000082818
Map Reference	VOL 23 PG 70
Instrument Date	Jan 20, 2026
Instrument	2026-0082818
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2560 W 40TH ST, LORAIN, OH 44053-2318

January 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 22, 2026
Property Address	2560 W 40TH ST, LORAIN, OH 44053-2318
Document Number	0000082818
Map Reference	VOL 23 PG 70
Instrument Date	Jan 20, 2026
Instrument	2026-0082818
Transaction Type	Transfer
Record Updated	Apr 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2560 W 40TH ST, LORAIN, OH 44053-2318

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$880.00	$43,840 (+0.02%) Land $12,650 Building $31,190	$125,230 (-) Land $36,130 Building $89,100
2024	$880.00 (-35.06%)	$43,831 (+23.52%) Land $12,646 Building $31,185	$125,230 (+23.53%) Land $36,130 Building $89,100
2023	$1,355.00 (-0.66%)	$35,484 (-0.02%) Land $9,979 Building $25,505	$101,380 (-) Land $28,510 Building $72,870
2022	$1,364.00	$35,490 Land $9,980 Building $25,510
2021			$101,380 Land $28,510 Building $72,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on W 40th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures