2560 Serven Rd, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 2560 Serven Rd, Waterloo, NY 13165

Property Summary

Details3 bd · 3 ba · 2,569 sqft · built 2004
Lot Size3.45 acres (150,282 sqft)
Owner2 Individual Names on File
Last Sale$177,000 (Mar 2014)
Tax Bill$9,205 (2026)
Deeds & MortgagesNov 2021 Refinance
Oct 2020 Refinance
APN453889 22-1-07.111

Property Details

APN / Parcel Number

Primary APN453889 22-1-07.111
Alternative APN
  • 388902200000010071110000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,569 sqft Living Area
1st Floor Area2,569 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area150,282 sqft (3.45 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Pole BarnPole Barn

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address2560 SERVEN RD
CityWATERLOO
StateNY
Zip13165-8704
Property CategoryOther
Property TypeUnknown
Local Zoning Code01 - NOT Z
Legal DescriptionMB96-145
Legal Block1
Legal Lot Number7.111
JurisdictionSENECA NY
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1044
Census Tract950600

Owner

2560 Serven Rd is owned and occupied by two individuals who bought it in March 2014.

Source: Seneca County and Waterloo Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address2560 SERVEN RD, WATERLOO, NY 13165-8704
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
RELIANT COMMUNITY CREDIT UNION
Oct 15, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
USAA FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2014 · Amount on File
Deed SaleMar 31, 2014 · Amount on File
Prior SaleMar 17, 2014 · Amount on File
Deed Book / Page888 / 283
Prior Transfer DateMar 28, 2014
Prior Transfer Doc0000000888/000000028
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address2560 SERVEN RD, WATERLOO, NY 13165-8704
Transaction TypeMortgage
Record UpdatedDec 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001830/310
DateNov 9, 2021
Book Page1830/310
Instrument56006
Lender
NameRELIANT COMMUNITY CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term301 Months
DueDec 1, 2046

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address2560 SERVEN RD, WATERLOO, NY 13165-8704
Transaction TypeMortgage
Record UpdatedJun 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1770/139
DateOct 15, 2020
Book Page1770/139
Instrument50669
Lender
NameUSAA FSB
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueNov 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 2560 Serven Rd was $9,205, up 5.4% from the year before.

Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionWaterloo Town
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,205.00 (+5.4%)
2025$8,733.00$263,000 Land $33,400 Building $229,600$431,100 Land $54,748 Building $376,352
2023$263,000 Land $33,400 Building $229,600$370,423 Land $47,042 Building $323,381
2019$2,778.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2560 Serven Rd; there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimJul 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2560 Serven Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CBN
Fixed Wireless · not low latency
100 / 100

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