2560 S Svc Rd, Saint Clair, MO 63077 Property Records

Franklin County property record for 2560 S Svc Rd, Saint Clair, MO 63077

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 868 sqft · built 1925
Lot Size4.9 acres (213,444 sqft)
OwnerIndividual Name on Record
Tax Bill$1,198 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN29-4-18.1-0-003-023.000

Property Details

APN / Parcel Number

Primary APN29-4-18.1-0-003-023.000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area868 sqft Living Area

Exterior

Year BuiltBuilt 1925
Architectural StyleA-Frame
Construction TypeFrame
Lot Area213,444 sqft (4.9 acres)
Garage Area1,118 sqft
Deck AreaDeck Area
Patio Area136 sqft

Location & Zoning

Street Address2560 S SERVICE RD
CitySAINT CLAIR
StateMO
Zip63077-4433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeANU
Legal DescriptionLOT:39,PT37&PT38 WEST BELLWOOD
Legal Range01W
Legal Township41
Legal Section18
Legal SubdivisionWEST BELLWOOD
Legal Block3
Legal Lot Number37,39 38
JurisdictionFRANKLIN MO
Township / Civil DivisionCENTRAL
Census Block Group1
Census Block1014
Census Tract801000

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2560 S SERVICE RD, SAINT CLAIR, MO 63077-4433
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2025Deed of Trust, Mortgage · Line of Credit
UNITED BANK OF UNION
Dec 27, 2017Warranty Deed, Transfer
UNITED BK/UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2017
Deed SaleDec 27, 2017
Deed Document Number1719456
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address2560 S SERVICE RD, SAINT CLAIR, MO 63077-4433
Transaction TypeMortgage
Record UpdatedNov 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002513332
DateOct 21, 2025
Instrument2513332
Lender
NameUNITED BANK OF UNION
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueNov 15, 2035

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateDec 27, 2017
Property Address2560 S SERVICE RD, SAINT CLAIR, MO 63077-4433
Document Number0000019456
Instrument DateDec 21, 2017
Instrument19456
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyFRANKLIN COUNTY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2560 S SERVICE RD ST CLAIR MO 630774433, ST CLAIR, MO 63077-4433

Mortgage

Document Number19457
DateDec 27, 2017
Instrument19457
Lender
NameUNITED BK/UNION
TypeBank
AddressUNION, MO 63084
Agreement
AmountAmount Recorded
Term360 Months
DueDec 26, 2047

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
Unified School DistrictSt. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,198.00 (+19.56%)$19,796 (+9.49%)$104,190 (+9.49%) Land $31,400 Building $72,790
2023$1,002.00 (+9.87%)$18,081$95,160 Land $26,520 Building $68,640
2022$912.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims7 (2008–2017)
Claims Outside the SFHA6 of 7
Most Recent ClaimMay 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 2 claims
  • Severe Storms And Flooding, Mar 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20

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