San Joaquin County property record for 2560 Neptune Ct, Tracy, CA 95304
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,339 sqft · built 2003 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $950,000 (May 2021) |
| Tax Bill | $11,542 (2026) |
| Deeds & Mortgages | May 2026 Mortgage May 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 252-360-070-000 |
| Primary APN | 252-360-070-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,339 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 11,326 sqft (0.26 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 252-360-07 |
|---|---|
| Street Address | 2560 NEPTUNE CT |
| City | TRACY |
| State | CA |
| Zip | 95304-5913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 03-FM PT OF 252-050-23 PER EASTLAKE NO. 9 |
| Legal Subdivision | EASTLAKE |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 5215 |
2560 Neptune Ct is owner-occupied and held in a trust since May 2021.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2560 NEPTUNE CT, TRACY, CA 95304-5913 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN TITLE |
| May 11, 2021 | Grant Deed, Transfer · Conventional Mortgage INSPIRE HOME LOANS INC |
| Aug 27, 2019 | Deed of Trust, Mortgage VELOCITYSBA LLC |
| Feb 21, 2018 | Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2021 · Amount on File |
| Deed Sale | May 11, 2021 · Amount on File |
| Prior Sale | Feb 21, 2018 · Amount on File |
| Deed Document Number | 202182985 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 4, 2026 |
| Property Address | 2560 NEPTUNE CT, TRACY, CA 95304-5913 |
| Document Number | 0000040582 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 202640582 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust, 220 |
| Address | 2560 NEPTUNE CT, TRACY, CA 95304-5913 |
| Document Number | 0000040582, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 202640582 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | May 1, 2028 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 11, 2021 |
| Property Address | 2560 NEPTUNE CT, TRACY, CA 95304-5913 |
| Document Number | 0000082985 |
| Map Reference | MB 37 PG 39 |
| Instrument Date | May 7, 2021 |
| Instrument | 2021-082985 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2560 NEPTUNE CT, TRACY, CA 95304-5913 |
| Document Number | 0000082986 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2021-082986 |
| Name | INSPIRE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2560 NEPTUNE CT, TRACY, CA 95304-5913 |
| Document Number | 0000094932 |
| Instrument Date | Aug 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE CO LOS AN |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2560 NEPTUNE CT TRACY CA 953045913, TRACY, CA 95304-5913 |
| Document Number | 0000094932 |
|---|---|
| Date | Aug 30, 2019 |
| Instrument | 94932 |
| Name | VELOCITYSBA LLC |
|---|---|
| Address | 18881 VON KARMAN AVE # 800, IRVINE, CA 92612-1571 |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 21, 2018 |
| Property Address | 2560 NEPTUNE CT, TRACY, CA 95304-5913 |
| Document Number | 0000019675 |
| Map Reference | MB 37 PG 39 |
| Instrument Date | Feb 20, 2018 |
| Instrument | 2018-019675 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2560 NEPTUNE CT, TRACY, CA 95304-5913 |
| Document Number | 0000019676 |
|---|---|
| Date | Feb 21, 2018 |
| Instrument | 2018-019676 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
The 2026 property tax bill for 2560 Neptune Ct was $11,542, down 12.7% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,542.00 (-12.73%) | ||
| 2025 | $13,225.00 | $1,028,308 Land $254,370 Building $773,938 | |
| 2023 | $12,053.00 (-0.22%) | $988,380 Land $244,494 Building $743,886 | $987,120 |
| 2022 | $12,080.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2560 Neptune Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2560 Neptune Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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