2560 Merganser Dr, Copperas Cove, TX 76522 Property Records

Coryell County property record for 2560 Merganser Dr, Copperas Cove, TX 76522

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,889 sqft · built 2023
Lot Size	0.174 acres (7,573 sqft)
Owner	2 Individual Names on File
Last Sale	$311,587 (Sep 2023)
Tax Bill	$4,805 (2025)
Deeds & Mortgages	Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-28-36-7250`

Property Details

APN / Parcel Number

Primary APN	`1-28-36-7250`
Alternative APN	`155469`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,889 sqft Living Area
Gross Area	2,288 sqft
1st Floor Area	1,889 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,573 sqft (0.174 acres)
Garage Type	Attached
Garage Area	399 sqft
Porch	Open Porch
Porch Area	124 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2560 MERGANSER DR
City	COPPERAS COVE
State	TX
Zip	76522-8115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKSIDE HILLS PHS 3, BLOCK 2, LOT 153, ACRES .1739
Legal Subdivision	CREEKSIDE HILLS PHS 3
Legal Block	2
Legal Lot Number	153
Jurisdiction	CORYELL TX
Township / Civil Division	COPPERAS COVE
Census Block Group	1
Census Block	1024
Census Tract	10604

Owner

2560 Merganser Dr is owned and occupied by two individuals who bought it in September 2023.

Source: Coryell County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2560 MERGANSER DR, COPPERAS COVE, TX 76522-8115
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2023 · Amount on File
Deed Sale	Sep 21, 2023 · Amount on File
Prior Sale	Feb 15, 2023
Deed Document Number	2023367467
Record Updated	Sep 20, 2026

September 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Sep 21, 2023
Property Address	2560 MERGANSER DR, COPPERAS COVE, TX 76522-8115
Document Number	0000367467
Map Reference	DOC 343014
Instrument Date	Sep 20, 2023
Instrument	367467
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 2, 2024
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2560 MERGANSER DR, COPPERAS COVE, TX 76522-8115

Mortgage

Document Number	0000367468
Date	Sep 21, 2023
Instrument	367468

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2560 Merganser Dr was $4,805 with a homeowner's exemption, down 5.3% from the year before.

Source: Coryell County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Coryell County
Municipality	Copperas Cove City
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,805.00 (-5.34%)	$292,800 Land $35,000 Building $257,800	$292,800 Land $35,000 Building $257,800
2024	$5,076.00 (+2,050.85%)
2023	$236.00 Homeowner's exemption	$12,000 Land $12,000	$12,000 Land $12,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2560 Merganser Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2007–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2560 Merganser Dr is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 40% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COPPERAS COVE serves 41,669 people · EPA ID TX0500001
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Altitude ISP Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20