2560 Malvern St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 2560 Malvern St, Cambria, CA 93428

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,300 sqft · built 1994
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$775,000 (May 2007)
Tax Bill$11,294 (2025)
Deeds & MortgagesNov 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN023-451-014

Property Details

APN / Parcel Number

Primary APN023-451-014

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,300 sqft Living Area
1st Floor Area2,300 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Construction TypeWood
Lot Area10,454 sqft (0.24 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address2560 MALVERN ST
CityCAMBRIA
StateCA
Zip93428-5000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTR 163 BL 6 LT 14
Legal SubdivisionTRACT 163
Legal Tract163
Legal Block6
Legal Lot Number14
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3008
Census Tract10403

Owner

2560 Malvern St is owned and occupied by two individuals who bought it in May 2007.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record2 Individual Names on File
Mailing Address2560 MALVERN ST, CAMBRIA, CA 93428-5000
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2007 · Amount on File
Deed SaleMay 17, 2007 · Amount on File
Deed Document Number200733522
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2560 MALVERN ST, CAMBRIA, CA 93428-5000
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2560 MALVERN ST, CAMBRIA, CA 93428-5000

Mortgage

Document Number0000068553
DateNov 23, 2020
Instrument2020068553
Lender
NameBANK OF AMERICA NA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 2560 Malvern St was $11,294.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,059,087 (+2%) Land $546,624 Building $512,463
2025$11,294.00$1,038,321 Land $535,906 Building $502,415
2023$10,855.00 (+1.98%)$998,004 Land $515,098 Building $482,906
2022$10,644.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2560 Malvern St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2560 Malvern St is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 67% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIA COMM SERVICES DIST
serves 6,038 people · EPA ID CA4010014
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Astound Broadband, T-Mobile, Verizon.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Malvern St

Nearby Streets

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