2560 Lawrence St, Ceres, CA 95307 Property Records

Stanislaus County property record for 2560 Lawrence St, Ceres, CA 95307

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 760 sqft · built 1937
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$208,000 (Mar 2019)
Tax Bill	$2,637 (2026)
Deeds & Mortgages	Oct 2025 Reverse Mortgage Mar 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`127-019-032-000`

Property Details

APN / Parcel Number

Primary APN	`127-019-032-000`
Alternative APNs	`1271932000` `1271932`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	760 sqft Living Area
Gross Area	712 sqft
1st Floor Area	760 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Construction Type	Wood
Lot Area	4,792 sqft (0.11 acres)
View / Lot	Corner
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	2560 LAWRENCE ST
City	CERES
State	CA
Zip	95307-3302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CITY/CERES
Legal Block	1
Legal Lot Number	1
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1033
Census Tract	2602

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2560 LAWRENCE ST, CERES, CA 95307-3302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Reverse Mortgage PLAZA HOME MORTGAGE INC
Mar 8, 2019	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Sep 13, 2018	Affidavit of Death, Transfer OLD REPUBLIC TITLE
Sep 13, 2018	Grant Deed, Transfer · Conventional Mortgage OSCAR J JACKSON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2019 · Amount on Record
Deed Sale	Mar 8, 2019 · Amount on Record
Prior Sale	Sep 13, 2018 · Amount on Record
Deed Document Number	201914038
Prior Transfer Date	Sep 28, 1994
Prior Transfer Doc	0000094234
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2560 LAWRENCE ST, CERES, CA 95307-3302
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	ALLEGIANT REVERSE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2560 LAWRENCE ST, CERES, CA 95307-3302

Mortgage

Document Number	0000050368
Date	Oct 15, 2025
Instrument	2025-0050368

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	916 Months
Due	Feb 15, 2102

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2025
Change Frequency	Monthly
Max Rate	10.8%

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Mar 8, 2019
Property Address	2560 LAWRENCE ST, CERES, CA 95307-3302
Document Number	0000014038
Map Reference	VOL 11 PG 1
Instrument Date	Mar 5, 2019
Instrument	2019-0014038
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2560 LAWRENCE ST, CERES, CA 95307-3302

Mortgage

Document Number	0000014039
Date	Mar 8, 2019
Instrument	2019-0014039

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

September 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	STANISLAUS CA
Recording Date	Sep 13, 2018
Property Address	2560 LAWRENCE ST, CERES, CA 95307-3302
Document Number	0000063167
Instrument Date	Sep 7, 2018
Instrument	63167
Transaction Type	Transfer
Record Updated	Sep 26, 2018
Title Company	OLD REPUBLIC TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	14425 FLYNN ST LA PUENTE CA 917442433, LA PUENTE, CA 91744-2433

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Sep 13, 2018
Property Address	2560 LAWRENCE ST, CERES, CA 95307-3302
Document Number	0000063168
Instrument Date	Sep 7, 2018
Instrument	63168
Transaction Type	Transfer
Record Updated	Sep 26, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3536 LAKE FRONT CIR STOCKTON CA 952093760, STOCKTON, CA 95209-3760

Mortgage

Document Number	63169
Date	Sep 13, 2018
Instrument	63169

Lender

Name	OSCAR J JACKSON
Address	231 MARKET PL # 330, SAN RAMON, CA 94583-4743

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,637.00 (+0.08%) Homeowner's exemption	$236,661 (+2%) Land $119,469 Building $117,192
2025	$2,635.00 (+9.79%) Homeowner's exemption	$232,022 (+4.04%) Land $117,127 Building $114,895
2023	$2,400.00 (+0.88%) Homeowner's exemption	$223,015 Land $112,580 Building $110,435
2022	$2,379.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CERES serves 54,513 people · EPA ID CA5010028
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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