San Luis Obispo County property record for 2560 Lara Ln, Oceano, CA 93445
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,334 sqft · built 1995 |
| Lot Size | 0.176 acres (7,670 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $149,000 (Jul 1995) |
| Tax Bill | $2,897 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Nov 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-104-027 |
| Primary APN | 062-104-027 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,334 sqft Living Area |
| 1st Floor Area | 1,334 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Wood |
| Lot Area | 7,670 sqft (0.176 acres) |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Street Address | 2560 LARA LN |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-9187 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TN OCEANO PM 50-65 PAR 1 & PTN ABD RD |
| Legal Subdivision | PARCEL MAP COAL 89-332 |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 12202 |
2560 Lara Ln is owned and occupied by two individuals who acquired it in December 2019.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2560 LARA LN, OCEANO, CA 93445-9187 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 24, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Nov 26, 2019 | Correction Deed ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 1995 · Amount on File |
| Deed Sale | Jul 26, 1995 · Amount on File |
| Prior Sale | Oct 21, 1994 · Amount on File |
| Deed Document Number | 199532056 |
| Last Transfer Date | Dec 19, 2019 |
| Transfer Doc | 0000057866 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Dec 24, 2019 |
| Property Address | 2560 LARA LN, OCEANO, CA 93445-9187 |
| Document Number | 0000057866 |
| Map Reference | MB 50 PG 65 |
| Instrument Date | Dec 19, 2019 |
| Instrument | 2019057866 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2560 LARA LN, OCEANO, CA 93445-9187 |
| Document Number | 0000057867 |
|---|---|
| Date | Dec 24, 2019 |
| Instrument | 2019057867 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Nov 26, 2019 |
| Property Address | 2560 LARA LN, OCEANO, CA 93445-9187 |
| Document Number | 0000053180 |
| Instrument Date | Nov 18, 2019 |
| Instrument | 53180 |
| Record Updated | Dec 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2560 LARA LN OCEANO CA 934459187, OCEANO, CA 93445-9187 |
The 2025 property tax bill for 2560 Lara Ln was $2,897 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $252,266 (+2%) Land $127,064 Building $125,202 | |
| 2025 | $2,897.00 Homeowner's exemption | $247,321 Land $124,573 Building $122,748 |
| 2023 | $2,762.00 (+1.43%) Homeowner's exemption | $237,720 Land $119,737 Building $117,983 |
| 2022 | $2,723.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2560 Lara Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2560 Lara Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Peak WiFi, Verizon.
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