Clay County property record for 2560 Elbow Rd, Orange Park, FL 32073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,600 sqft · built 1960 |
| Lot Size | 0.294 acres (12,806 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (Mar 2020) |
| Tax Bill | $2,991 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Feb 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-04-26-019122-000-00 |
| Primary APN | 41-04-26-019122-000-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| Gross Area | 2,146 sqft |
| 1st Floor Area | 1,600 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 12,806 sqft (0.294 acres) |
| Lot Dimensions | 107 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Pool Area | 510 sqft |
|---|---|
| Porch | Screened/Unfinished Porch |
| Porch Area | 403 sqft |
| Deck Area | 128 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2560 ELBOW RD |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32073-5505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Description | LOT 18 BLK D HOLLY POINT U 4 REPLAT AS REC OR 4290 PG 893 |
| Legal Range | 26E |
| Legal Township | 04S |
| Legal Section | 41 |
| Legal Subdivision | HOLLY POINT U 4 REPLAT |
| Legal Block | D |
| Legal Lot Number | 18 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 30600 |
Source: Clay County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2560 ELBOW RD, ORANGE PARK, FL 32073-5505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2023 | Deed of Trust, Mortgage · Line of Credit 121 FINANCIAL CU |
| Feb 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 30, 2017 | Deed of Trust, Mortgage · Commercial Mortgage COMPASS BANK |
| Mar 19, 2020 | Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Jun 12, 2018 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2020 · Amount on Record |
| Deed Sale | Mar 19, 2020 · Amount on Record |
| Prior Sale | Jan 16, 2007 · Amount on Record |
| Deed Document Number | 202014774 |
| Deed Book / Page | 4290 / 893 |
| Prior Transfer Date | Feb 28, 2014 |
| Prior Transfer Doc | 0036221933 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2560 ELBOW RD, ORANGE PARK, FL 32073-5505 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2560 ELBOW RD, ORANGE PARK, FL 32073-5505 |
| Investor | Possibly a Property Investor |
| Document Number | 0047391134 |
|---|---|
| Date | Jul 18, 2023 |
| Book Page | 4739/1134 |
| Instrument | 2023035775 |
| Name | 121 FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 17, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2560 ELBOW RD, ORANGE PARK, FL 32073-5505 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039401463 |
|---|---|
| Date | Feb 2, 2017 |
| Book Page | 3940/1463 |
| Instrument | 2017005751 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2560 ELBOW RD, ORANGE PARK, FL 32073-5505 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040250651 |
|---|---|
| Date | Oct 30, 2017 |
| Book Page | 4025/0651 |
| Instrument | 2017055134 |
| Name | COMPASS BANK |
|---|---|
| Type | Bank |
| Address | ORANGE PARK, FL 32073 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 26, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Mar 19, 2020 |
| Property Address | 2560 ELBOW RD, ORANGE PARK, FL 32073-5505 |
| Document Number | 0042900893 |
| Book / Page | 4290 / 893 |
| Map Reference | MB 5 PG 38 |
| Instrument Date | Mar 9, 2020 |
| Instrument | 2020014774 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | WATSON TTL SVCS OF NORTH FL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 106, WOODVILLE, FL 32362-0106 |
| Name | Verified Name |
|---|---|
| Address | 2560 ELBOW RD, ORANGE PARK, FL 32073-5505 |
| Investor | Possibly a Property Investor |
| Document Number | 0042900895 |
|---|---|
| Date | Mar 19, 2020 |
| Instrument | 4290/0895 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2560 ELBOW RD, ORANGE PARK, FL 32073-5505 |
| Document Number | 0040941312 |
| Instrument Date | Jun 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2560 ELBOW RD ORANGE PARK FL 320735505, ORANGE PARK, FL 32073-5505 |
| Document Number | 0040941312 |
|---|---|
| Date | Jun 18, 2018 |
| Book Page | 004094/001312 |
| Instrument | 31285 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 17, 2048 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Municipality | Orange Park Town |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,991.00 (+6.1%) Homeowner's exemption | $206,657 (+5.99%) | $248,417 (+6.23%) Land $85,000 Building $163,417 |
| 2024 | $2,819.00 (-0.77%) | ||
| 2023 | $2,841.00 (+3.42%) Homeowner's exemption | $194,984 (+3%) | $233,848 (+14.45%) Land $85,000 Building $148,848 |
| 2022 | $2,747.00 Homeowner's exemption | $189,305 | $204,329 Land $70,000 Building $134,329 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 61 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 111 units insured incl. 50 condo units |
| Nearby Flood Claims | 29 (1997–2017) |
| Claims Outside the SFHA | 15 of 29 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ORANGE PARK serves 8,668 people · EPA ID FL2101182 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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