2560 Edgemont Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 2560 Edgemont Ave, Waterloo, IA 50702

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,136 sqft · built 1975
Lot Size0.413 acres (18,000 sqft)
Owner2 Individual Names on Record
Last Sale$247,000 (Nov 2024)
Tax Bill$5,146 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN8813-03-151-014

Property Details

APN / Parcel Number

Primary APN8813-03-151-014

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area1,136 sqft Living Area
1st Floor Area1,136 sqft
Basement Area1,136 sqft
Finished Basement300 sqft
Unfinished Basement1,136 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleSplit Level
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area18,000 sqft (0.413 acres)
Lot Dimensions180 ft deep x 70 ft wide
Garage TypeAttached
Garage Area378 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area196 sqft
Patio Area196 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2560 EDGEMONT AVE
CityWATERLOO
StateIA
Zip50702-5227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHAVEN ADDITION LOT 7
Legal Range13W
Legal Township88N
Legal Section03
Legal SubdivisionSOUTHAVEN ADDITION
Legal Lot Number7
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1008
Census Tract1301

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2560 EDGEMONT AVE, WATERLOO, IA 50702-5227
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2024 · Amount on Record
Deed SaleNov 15, 2024 · Amount on Record
Prior SaleNov 15, 2023 · Amount on Record
Deed Document Number20246452
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address2560 EDGEMONT AVE, WATERLOO, IA 50702-5227
Transaction TypeMortgage
Record UpdatedSep 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202400003427
DateSep 7, 2023
Instrument202400003427
Lender
NameFARMERS STATE BANK
TypeBank
AddressWATERLOO, IA 50701
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueSep 25, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,146.00$256,550 (+14.97%) Land $34,020 Building $222,530$256,550 (+14.97%) Land $34,020 Building $222,530
2024$5,146.00 (+39.99%)
2023$223,150 (+26.62%) Land $34,020 Building $189,130$223,150 (+26.62%) Land $34,020 Building $189,130
2022$3,676.00 Homeowner's exemption$176,240 Land $34,020 Building $142,220
2021$176,240 Land $34,020 Building $142,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1979–1990)
Claims Outside the SFHA1 of 6
Most Recent ClaimJun 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
GigFire
Fixed Wireless
150 / 130

May also be available: T-Mobile, Verizon.

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