2560 Clarence St, Maplewood (Saint Paul), MN 55109 Property Records

Ramsey County property record for 2560 Clarence St, Maplewood, MN 55109

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,531 sqft · built 2023
Lot Size	0.919 acres (40,020 sqft)
Owner	Individual Name on Record
Last Sale	$695,000 (Nov 2023)
Tax Bill	$796 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-29-22-22-0013`

Property Details

APN / Parcel Number

Primary APN	`10-29-22-22-0013`
Alternative APNs	`8447775` `500481`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,531 sqft Living Area
1st Floor Area	984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Lot Area	40,020 sqft (0.919 acres)
Lot Dimensions	460 ft deep x 87 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	500481
Street Address	2560 CLARENCE ST
City	MAPLEWOOD
State	MN
Zip	55109-2055
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 10 TOWN 29 RANGE 22 EX W 725 FT; S 87 FT OF N 938 FT OF ...TO RDS) IN SEC 10 TN 29 RN 22
Legal Range	22
Legal Township	29
Legal Section	10
Legal Subdivision	SECTION 10 TOWN 29 RANGE 22
Jurisdiction	RAMSEY MN
Township / Civil Division	MAPLEWOOD
Census Block Group	1
Census Block	1015
Census Tract	42301

Owner

Source: Ramsey County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2560 CLARENCE ST, SAINT PAUL, MN 55109-2055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Nov 30, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 31, 2022	Deed, Construction Loan · Construction Mortgage VILLAGE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2023 · Amount on Record
Deed Sale	Nov 30, 2023 · Amount on Record
Prior Sale	Oct 31, 2022 · Amount on Record
Deed Document Number	20235009623
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2560 CLARENCE ST, MAPLEWOOD, MN 55109-2055
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2560 CLARENCE ST, MAPLEWOOD, MN 55109-2055

Mortgage

Document Number	0A05098711
Date	Mar 10, 2026
Instrument	A05098711

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

November 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 30, 2023
Property Address	2560 CLARENCE ST, MAPLEWOOD, MN 55109-2055
Document Number	0A05009623
Instrument Date	Nov 2, 2023
Instrument	A05009623
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 6, 2023
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,293.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2560 CLARENCE ST, MAPLEWOOD, MN 55109-2055

Mortgage

Document Number	0A05009624
Date	Nov 30, 2023
Instrument	A05009624

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

October 2022: Deed, Construction Loan

Document Type	Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 31, 2022
Property Address	2560 CLARENCE ST, MAPLEWOOD, MN 55109-2055
Document Number	0A04969266
Instrument Date	Oct 28, 2022
Instrument	A04969266
Transaction Type	Construction Loan
Record Updated	Jul 31, 2023
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Tax	$528.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1971 208TH LN NW, OAK GROVE, MN 55011-9128

Mortgage

Document Number	0A04969267
Date	Oct 31, 2022
Instrument	A04969267

Lender

Name	VILLAGE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Maplewood City
Unified School District	North St. Paul-Maplewood-Oakdale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$724,500 (+779.25%) Land $82,400 Building $642,100	$724,500 (+779.25%) Land $82,400 Building $642,100
2024	$796.00 (-43.63%)
2023	$1,412.00	$82,400 Land $82,400	$82,400 Land $82,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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