256 Watson Ave, #58, Plainfield, NJ 07062 Property Records

Union County and Plainfield City property record for 256 Watson Ave, #58, Plainfield, NJ 07062

Property Summary

Property Type	Single Family Home
Details	1,664 sqft · built 1956
Lot Size	0.144 acres (6,268 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Feb 2019)
Tax Bill	$8,623 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone AO (high risk)
APN	`12-00407-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`12-00407-0000-00002`
Alternative APNs	`120040700002` `04342000`

Interior

Stories	1 Story
Building Area	1,664 sqft Living Area
1st Floor Area	1,664 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Lot Area	6,268 sqft (0.144 acres)
Lot Dimensions	142 ft deep x 44 ft wide

Location & Zoning

Account Number	04342000
Street Address	256 WATSON AVE, 58
City	PLAINFIELD
State	NJ
Zip	07062-1437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	ADDITIONAL LOTS: 1664 SQ FT
Legal Subdivision	WATSON WHITTLESEY
Legal Block	407
Legal Lot Number	2
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1003
Census Tract	38900

Owner

256 Watson Ave, #58 is owned and occupied by an individual who bought it in February 2019.

Source: Union County and Plainfield City records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	256 WATSON AVE, 58, PLAINFIELD, NJ 07062-1437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 9, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Feb 5, 2019	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jul 18, 2018	Trustee's Deed, Transfer · Construction Mortgage LOAN FUNDER LLC SERIES 4282

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2019 · Amount on File
Deed Sale	Feb 5, 2019 · Amount on File
Prior Sale	Jul 18, 2018 · Amount on File
Deed Document Number	2019309614
Deed Book / Page	6307 / 2397
Prior Transfer Date	Mar 4, 2009
Prior Transfer Doc	0057540798
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	256 WATSON AVE # 58, 58, PLAINFIELD, NJ 07062-1437
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 WATSON AVE 58, 58, PLAINFIELD, NJ 07062-1437

Mortgage

Document Number	0150540108
Date	Sep 10, 2021
Book Page	15054/108
Instrument	20602

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	256 WATSON AVE # 58, 58, PLAINFIELD, NJ 07062-1437
Document Number	0146140338
Instrument Date	Oct 9, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 WATSON AVE #58 PLAINFIELD NJ 070621437, 58, PLAINFIELD, NJ 07062-1437

Mortgage

Document Number	0146140338
Date	Nov 6, 2019
Book Page	014614/000338
Instrument	681258

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2049

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Feb 5, 2019
Property Address	256 WATSON AVE # 58, 58, PLAINFIELD, NJ 07062-1437
Document Number	0063072397
Book / Page	006307 / 002397
Instrument Date	Nov 30, 2018
Instrument	309614
Transaction Type	Transfer
Record Updated	Feb 21, 2019
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 WATSON AVE #58 PLAINFIELD NJ 070621437, 58, PLAINFIELD, NJ 07062-1437

Mortgage

Document Number	145302695
Date	Feb 5, 2019
Book Page	014530/002695
Instrument	668872

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2049

July 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	UNION NJ
Recording Date	Jul 18, 2018
Property Address	256 WATSON AVE # 58, 58, PLAINFIELD, NJ 07062-1437
Document Number	0062750749
Book / Page	006275 / 000749
Instrument Date	May 30, 2018
Instrument	302402
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	OLD REPUBLIC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$122.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	107 PARK AVE #2ND PLAINFIELD NJ 070601203, 2ND, PLAINFIELD, NJ 07060-1203

Mortgage

Document Number	144680499
Date	Jul 18, 2018
Book Page	014468/000499
Instrument	660068

Lender

Name	LOAN FUNDER LLC SERIES 4282
Address	40 W 57TH ST # 204020, NEW YORK, NY 10019-4001

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 256 Watson Ave, #58 was $8,623, up 2.2% from the year before.

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,600 (-) Land $34,500 Building $62,100	$96,600 (-) Land $34,500 Building $62,100
2025	$8,623.00 (+2.23%)	$96,600 Land $34,500 Building $62,100	$96,600 Land $34,500 Building $62,100
2024	$8,435.00
2023		$96,600 Land $34,500 Building $62,100	$96,600 Land $34,500 Building $62,100
2022	$8,171.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 256 Watson Ave, #58 in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 83 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	83 in force
Nearby Flood Claims	150 (1979–2025)
Claims Outside the SFHA	25 of 150
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Irene, Sep 2011 · 24 claims Severe Storms And Flooding, Mar 2010 · 27 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 256 Watson Ave, #58 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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