256 Walnut Dr, Saint Charles, IL 60174 Property Records

Kane County property record for 256 Walnut Dr, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,221 sqft · built 1966
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Aug 2026)
Tax Bill	$6,909 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-33-103-023`

Property Details

APN / Parcel Number

Primary APN	`09-33-103-023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,221 sqft Living Area
1st Floor Area	1,221 sqft
Basement Area	511 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1969
Architectural Style	Split Level
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,800 sqft (0.179 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	256 WALNUT DR
City	SAINT CHARLES
State	IL
Zip	60174-1540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25, BLK 4, FAIRVIEW PLAZA, UNIT #7
Legal Subdivision	FAIRVIEW PLAZA
Legal Block	4
Legal Lot Number	25
Legal Unit	7
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	3
Census Block	3029
Census Tract	852203

Owner

Source: Kane County assessment roll, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	256 WALNUT DR, SAINT CHARLES, IL 60174-1540
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Warranty Deed, Transfer · Conventional Mortgage CIBM BANK
Jan 4, 2024	Intrafamily Transfer, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Mar 9, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Apr 2, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 7, 2026 · Amount on Record
Deed Sale	Aug 7, 2026 · Amount on Record
Prior Sale	Jan 4, 2024
Deed Document Number	202633928
Prior Transfer Date	Aug 1, 2026
Prior Transfer Doc	0000033928
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 7, 2026
Property Address	256 WALNUT DR, SAINT CHARLES, IL 60174-1540
Document Number	0000033928
Instrument Date	Aug 1, 2026
Instrument	202633928
Transaction Type	Transfer
Record Updated	Aug 17, 2026
Title Company	NN LEGAL GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$58,327.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	256 WALNUT DR, SAINT CHARLES, IL 60174-1540

Mortgage

Document Number	0000033929,
Date	Aug 7, 2026
Instrument	202633929

Lender

Name	CIBM BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.75%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jan 4, 2024
Property Address	256 WALNUT DR, ST CHARLES, IL 60174-1540
Document Number	0000000504
Instrument Date	Dec 29, 2023
Instrument	2024K000504
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 WALNUT DR, SAINT CHARLES, IL 60174-1540

Mortgage

Document Number	0000000505
Date	Jan 4, 2024
Instrument	2024K000505

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

Interest

Rate	6.62%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	256 WALNUT DR, ST CHARLES, IL 60174-1540
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018415
Date	Mar 9, 2021
Instrument	2021K018415

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.37%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 2, 2020
Property Address	256 WALNUT DR, ST CHARLES, IL 60174-1540
Document Number	0000016454
Instrument Date	Mar 20, 2020
Instrument	16454
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$372.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 WALNUT DR ST CHARLES IL 601741540, ST CHARLES, IL 60174-1540

Mortgage

Document Number	16455
Date	Apr 2, 2020
Instrument	16455

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,909.00 (+15.59%)	$106,522 (+8.53%) Land $29,504 Building $77,018	$319,694 (+8.53%) Land $88,547 Building $231,146
2024		$98,150 (+22.64%) Land $27,185 Building $70,965	$294,568 (+22.68%) Land $81,588 Building $212,980
2022	$5,977.00 (+4.27%) Homeowner's exemption	$80,034 (+4.91%) Land $23,980 Building $56,054	$240,102 (+4.91%) Land $71,940 Building $168,162
2021	$5,732.00 Homeowner's exemption	$76,289 Land $22,858 Building $53,431	$228,867 Land $68,574 Building $160,293

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Also Mapped Here	ST CHARLES
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Frontier.

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