256 Walker Point Rd, Hayesville, NC 28904 Property Records

Clay County property record for 256 Walker Point Rd, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,688 sqft · built 1964
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (May 2019)
Tax Bill	$3,529 (2026)
Deeds & Mortgages	Jun 2020 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`557004717462`

Property Details

APN / Parcel Number

Primary APN	`557004717462`
Alternative APN	`617464000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	2,688 sqft Heated Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	617464000
Street Address	256 WALKER POINT RD
City	HAYESVILLE
State	NC
Zip	28904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALKER POINT RD
Jurisdiction	CLAY NC
Township / Civil Division	HIAWASSEE
Census Block Group	1
Census Block	1028
Census Tract	950101

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 153, HAYESVILLE, NC 28904-0153
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
May 9, 2019	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2019 · Amount on Record
Deed Sale	May 9, 2019 · Amount on Record
Deed Document Number	2019995
Deed Book / Page	429 / 196
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	256 WALKER POINT RD, HAYESVILLE, NC 28904
Transaction Type	Mortgage
Record Updated	Jun 15, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	H15/30
Date	Jun 3, 2020
Book Page	H15/30
Instrument	2020001180

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	May 9, 2019
Property Address	256 WALKER POINT RD, HAYESVILLE, NC 28904
Document Number	429/0196
Book / Page	429 / 0196
Instrument Date	May 9, 2019
Instrument	2019000995
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 WALKER POINT RD, HAYESVILLE, NC 28904

Mortgage

Document Number	2019000996
Date	May 9, 2019
Instrument	2019000996

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,529.00 (+44.51%)	$949,300 (+102.97%) Land $540,000 Building $409,300	$949,300 (+102.97%) Land $540,000 Building $409,300
2025	$2,442.00 (+29.55%)	$467,700 (+17.39%) Land $270,000 Building $197,700	$467,700 (+17.39%) Land $270,000 Building $197,700
2023	$1,885.00	$398,400 Land $270,000 Building $128,400	$398,400 Land $270,000 Building $128,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATUGE VILLAGE private · serves 267 people · EPA ID NC0122101
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Windstream Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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