256 W Cedar St, Elko, NV 89801 Property Records

Elko County property record for 256 W Cedar St, Elko, NV 89801

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,479 sqft · built 1955
Lot Size0.138 acres (6,011 sqft)
OwnerIndividual Name on File
Last Sale$224,000 (Oct 2017)
Tax Bill$1,116 (2026)
Deeds & MortgagesJul 2017 Line of Credit
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN001-141-004

Property Details

APN / Parcel Number

Primary APN001-141-004

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,479 sqft Living Area
1st Floor Area1,479 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleDuplex Single
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area6,011 sqft (0.138 acres)
PorchCovered Porch
Porch Area144 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address256 W CEDAR ST
CityELKO
StateNV
Zip89801-2921
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZR
Legal DescriptionSUNSET HEIGHTS SUBDIVISION FILE 75368
Legal SubdivisionSUNSET HEIGHTS SUBDIVISION
Legal Block77R
Legal Lot Number21
JurisdictionELKO NV
Township / Civil DivisionELKO
Census Block Group1
Census Block1055
Census Tract951000

Owner

256 W Cedar St is owned and occupied by an individual who bought it in October 2017.

Source: Elko County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address256 W CEDAR ST, ELKO, NV 89801-2921
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2017Deed of Trust, Mortgage · Line of Credit
ELKO FCU
Oct 6, 2017Bargain and Sale Deed, Transfer · FHA Mortgage
GREATER NEVADA MORTGAGE SERVICES

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2017 · Amount on File
Deed SaleOct 6, 2017 · Amount on File
Deed Document Number2017731419
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKO NV
Property Address256 W CEDAR ST, ELKO, NV 89801-2921
Transaction TypeMortgage
Record UpdatedNov 8, 2022
Title CompanySTEWART TITLE ELKO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000728340
DateJul 19, 2017
Instrument728340
Lender
NameELKO FCU
TypeCredit Union
AddressELKO, NV 89801
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueJul 18, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2017: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionELKO NV
Recording DateOct 6, 2017
Property Address256 W CEDAR ST, ELKO, NV 89801-2921
Document Number0000731419
Instrument DateSep 19, 2017
Instrument731419
Transaction TypeTransfer
Record UpdatedNov 8, 2022
Title CompanySTEWART TITLE ELKO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address256 W CEDAR ST, 256, ELKO, NV 89801-2921

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address256 W CEDAR ST, ELKO, NV 89801-2921

Mortgage

Document Number0000731420
DateOct 6, 2017
Instrument731420
Lender
NameGREATER NEVADA MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 256 W Cedar St was $1,116, up 5.5% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateNevada
CountyElko County
MunicipalityElko City
Unified School DistrictElko County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,116.00 (+5.48%)$35,753 (-0.21%) Land $15,050 Building $20,703$102,151 (-0.21%) Land $43,000 Building $59,151
2025$1,058.00$35,829 Land $15,050 Building $20,779$102,369 Land $43,000 Building $59,369
2023$889.00 (+8.02%)$25,612 (+14.1%) Land $6,615 Building $18,997$73,177 (+14.11%) Land $18,900 Building $54,277
2022$823.00$22,446 Land $6,615 Building $15,831$64,131 Land $18,900 Building $45,231

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 256 W Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 256 W Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ELKO
serves 23,000 people · EPA ID NV0000272
Water SourceGroundwater
Last State InspectionSep 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Anthem Broadband of Nevada
Fiber · Fixed Wireless in parts of the area
2,000 / 2,000
Zito Media
Fiber · Cable
1,000 / 1,000
White Cloud Communications
Fixed Wireless · Fiber in parts of the area
200 / 50
Hot Spot Broadband
Fixed Wireless
100 / 50

May also be available: Beehive Broadband, CC Communications Broadband, Rise Broadband, Verizon.

Nearby Properties on W Cedar St

Nearby Streets

Search Property Records by Address or Parcel Number