256 Valleybrook Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 256 Valleybrook Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,667 sqft · built 2000
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jun 2019)
Tax Bill	$5,176 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T991600282`

Property Details

APN / Parcel Number

Primary APN	`T991600282`
Alternative APN	`3-157D-8041-00-0055.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,667 sqft Living Area
Gross Area	5,264 sqft
1st Floor Area	2,342 sqft
Basement Area	2,282 sqft
Finished Basement	1,325 sqft
Unfinished Basement	957 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	56 sqft
Patio Area	318 sqft

Location & Zoning

Account Number	T991600282
Street Address	256 VALLEYBROOK CT
City	O FALLON
State	MO
Zip	63368-9638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKHAVEN LOT 55
Legal Subdivision	BROOKHAVEN
Legal Lot Number	55
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	2
Census Block	2021
Census Tract	311151

Owner

Source: St. Charles County records, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	256 VALLEYBROOK CT, O FALLON, MO 63368-9638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO
Feb 5, 2021	Beneficiary Deed, Transfer
Jun 17, 2019	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO
Sep 1, 2016	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2019 · Amount on Record
Deed Sale	Jun 17, 2019 · Amount on Record
Prior Sale	Sep 8, 2016 · Amount on Record
Deed Document Number	2019295140
Deed Book / Page	7089 / 2419
Last Transfer Date	Feb 4, 2021
Transfer Doc	2021R011112
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	256 VALLEYBROOK CT, O FALLON, MO 63368-9638
Transaction Type	Mortgage
Record Updated	Jun 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 VALLEYBROOK CT T, T, O FALLON, MO 63368-9638

Mortgage

Document Number	0000019716
Date	May 24, 2023
Instrument	2023R-019716

Lender

Name	REGIONS BANK
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	256 VALLEYBROOK CT, O FALLON, MO 63368-9638
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 VALLEYBROOK CT, O FALLON, MO 63368-9638

Mortgage

Document Number	2021R051082
Date	Jun 16, 2021
Instrument	2021R-051082

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

February 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 5, 2021
Property Address	256 VALLEYBROOK CT, O FALLON, MO 63368-9638
Document Number	2021R011112
Map Reference	MB 35 PG 158
Instrument Date	Feb 4, 2021
Instrument	2021R-011112
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	256 VALLEYBROOK CT, O FALLON, MO 63368-9638

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 17, 2019
Property Address	256 VALLEYBROOK CT, O FALLON, MO 63368-9638
Document Number	0070892419
Book / Page	7089 / 2419
Map Reference	MB 35 PG 158
Instrument Date	Jun 12, 2019
Instrument	20190617000295140
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	US TITLE CORP & OR AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	256 VALLEYBROOK CT, 256, O FALLON, MO 63368-9638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 VALLEYBROOK CT, O FALLON, MO 63368-9638

Mortgage

Document Number	20190617000295150
Date	Jun 17, 2019
Instrument	20190617000295150

Lender

Name	DELMAR FINANCIAL CO
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

September 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	256 VALLEYBROOK CT, O FALLON, MO 63368-9638
Document Number	0066872456
Book / Page	006687 / 002456
Instrument Date	Sep 1, 2016
Transaction Type	Mortgage
Record Updated	Jan 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	308 MARWOOD LN SW #9C OLYMPIA WA 985028649, 9C, OLYMPIA, WA 98502-8649

Mortgage

Document Number	0066872456
Date	Jan 19, 2017
Book Page	006687/002456
Instrument	40500

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 18, 2032

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,176.00 (+1.85%)	$81,335 (+2.78%)	$428,078 (+2.78%) Building $428,078
2024	$5,082.00
2023		$79,132
2022			$416,482 Land $60,000 Building $356,482

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, i3 Broadband, Verizon.

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