256 Union St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 256 Union St, Franklin, MA 02038

Property Summary

Property TypeTriplex
Details9 bd · 3 ba · 2,418 sqft · built 1850
Lot Size0.278 acres (12,131 sqft)
Owner2 Individual Names on File
Last Sale$630,000 (Dec 2021)
Tax Bill$7,433 (2025)
Deeds & MortgagesDec 2021 Transfer
Dec 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN65-069

Property Details

APN / Parcel Number

Primary APN65-069
Alternative APN
  • FRAN M:287 L:027

Interior

Bedrooms9 Beds
Full Baths3 Baths
Total Rooms18 Rooms
Units3 Units
Stories2 Stories
Building Area2,418 sqft Living Area
Gross Area4,925 sqft
Basement Area1,233 sqft
Unfinished Basement1,233 sqft

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Architectural StyleTriplex
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,131 sqft (0.278 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number65-069
Street Address256 UNION ST
CityFRANKLIN
StateMA
Zip02038-2184
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Legal Lot Number27
JurisdictionFRANKLIN MA
Township / Civil DivisionFRANKLIN TOWN
Census Block Group3
Census Block3020
Census Tract442101

Owner

256 Union St, a triplex, is owned by two individuals who bought it in December 2021.

Source: Norfolk County and Franklin Town City records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address18 HARMONY TRL, HOPEDALE, MA 01747-1427
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 7, 2021Quit Claim Deed, Transfer
Quitclaim
Dec 6, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
ONTO MORTGAGE
Oct 7, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
DEAN COOPERATIVE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 2021 · Amount on File
Deed SaleDec 6, 2021 · Amount on File
Prior SaleAug 5, 2014
Deed Document Number2021153065
Deed Book / Page40135 / 398
Record UpdatedSep 20, 2026

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN MA
Recording DateDec 7, 2021
Property Address256 UNION ST, FRANKLIN, MA 02038-2184
Document Number040136-223
Book / Page40136 / 223
Instrument DateDec 6, 2021
Instrument153156
Transaction TypeTransfer
Record UpdatedJan 24, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address18 HARMONY TRL, HOPEDALE, MA 01747-1427

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN MA
Recording DateDec 6, 2021
Property Address256 UNION ST, FRANKLIN, MA 02038-2184
Document Number040135-398
Book / Page40135 / 398
Instrument DateDec 6, 2021
Instrument153065
Transaction TypeTransfer
Record UpdatedJan 24, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address256 UNION ST, FRANKLIN, MA 02038-2184

Mortgage

Document Number0000153066
DateDec 6, 2021
Instrument153066
Lender
NameONTO MORTGAGE
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address256 UNION ST, FRANKLIN, MA 02038-2184
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38445-283
DateOct 7, 2020
Book Page38445/283
Instrument107915
Lender
NameDEAN COOPERATIVE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueNov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 256 Union St was $7,433, up 9.1% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
MunicipalityFranklin Town City
Unified School DistrictFranklin School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$7,433.00 (+9.1%)$639,700 (+10.69%) Land $235,800 Building $403,900
2024$6,813.00 (+2.56%)$577,900 (+9.43%) Land $235,800 Building $342,100
2023$6,643.00$528,100 Land $257,400 Building $270,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 256 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 256 Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN WATER DEPARTMENT
serves 33,706 people · EPA ID MA2101000
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

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