256 Tremont St, Springfield, MA 01104 Property Records

Hampden County and Springfield City property record for 256 Tremont St, Springfield, MA 01104

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,365 sqft · built 2005
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Apr 2023)
Tax Bill	$4,403 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:11630 P:0045`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:11630 P:0045`
Alternative APN	`116300045`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,365 sqft Living Area
1st Floor Area	780 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	5,001 sqft (0.115 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	116300045
Street Address	256 TREMONT ST
City	SPRINGFIELD
State	MA
Zip	01104-1726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1023
Census Tract	800202

Owner

256 Tremont St is owned and occupied by an individual who bought it in April 2023.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	256 TREMONT ST, SPRINGFIELD, MA 01104-1726
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage
Apr 7, 2023	Quit Claim Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 7, 2022	Deed of Trust, Mortgage · Commercial Mortgage LOAN FUNDER LLC
Apr 7, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2023 · Amount on File
Deed Sale	Apr 7, 2023 · Amount on File
Prior Sale	Apr 27, 2016
Deed Document Number	202315898
Deed Book / Page	24965 / 88
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	Jun 23, 2026
Property Address	256 TREMONT ST, SPRINGFIELD, MA 01104-1726
Document Number	0000028592
Book / Page	26384 / 438
Instrument Date	May 11, 2026
Instrument	202628592
Transaction Type	Mortgage
Record Updated	Jul 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 TREMONT ST, SPRINGFIELD, MA 01104-1726

Mortgage

Document Number	0000028592,
Date	Jun 23, 2026
Book Page	26384/438
Instrument	202628592

Lender

Agreement

Amount	Amount on Record
Term	325 Months
Due	Jul 1, 2053

Interest

Rate	6.37%
Max Rate	-1%

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 7, 2023
Property Address	256 TREMONT ST, SPRINGFIELD, MA 01104-1726
Document Number	0024965-88
Book / Page	24965 / 88
Instrument Date	Apr 7, 2023
Instrument	15898
Transaction Type	Transfer
Record Updated	Apr 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 TREMONT ST, SPRINGFIELD, MA 01104-1726

Mortgage

Document Number	0000015899
Date	Apr 7, 2023
Instrument	15899

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	024965-102
Date	Apr 7, 2023
Book Page	24965/102
Instrument	15900

Lender

Name	SPRINGFIELD, CITY OF

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	256 TREMONT ST, SPRINGFIELD, MA 01104-1726
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024489-68
Date	Apr 7, 2022
Book Page	24489/68
Instrument	21257

Lender

Name	LOAN FUNDER LLC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 7, 2022
Property Address	256 TREMONT ST, SPRINGFIELD, MA 01104-1726
Document Number	024488-591
Book / Page	24488 / 591
Instrument Date	Mar 31, 2022
Instrument	21252
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	346 RACE ST, HOLYOKE, MA 01040-5613

Tax Assessment & Valuation

The 2026 property tax bill for 256 Tremont St was $4,403, down 1.3% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,403.00 (-1.3%)	$284,800 (+0.11%) Land $35,800 Building $249,000	$308,794 (-6.08%)
2025	$4,461.00	$284,500 Land $37,200 Building $247,300	$328,795 (+2.46%)
2024			$320,910
2023	$3,691.00	$216,500 Land $34,700 Building $181,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 256 Tremont St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 256 Tremont St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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