256 Shellbank Dr, Sneads Ferry, NC 28460 Property Records

Onslow County property record for 256 Shellbank Dr, Sneads Ferry, NC 28460

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,525 sqft · built 2005
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jun 2021)
Tax Bill	$2,073 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`773A-178`

Property Details

APN / Parcel Number

Primary APN	`773A-178`
Alternative APNs	`473796000` `047558`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,525 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	473796000
Street Address	256 SHELLBANK DR
City	SNEADS FERRY
State	NC
Zip	28460-9521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L14 S1 BF CHADWICK SHORES
Legal Subdivision	CHADWICK SHORES
Legal Block	F
Legal Lot Number	14
Jurisdiction	ONSLOW NC
Township / Civil Division	STUMP SOUND
Census Block Group	3
Census Block	3015
Census Tract	405

Owner

256 Shellbank Dr is owned and occupied by two individuals who bought it in June 2021.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	256 SHELLBANK DR, SNEADS FERRY, NC 28460-9521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2021 · Amount on File
Deed Sale	Jun 16, 2021 · Amount on File
Prior Sale	Dec 15, 2005 · Amount on File
Deed Book / Page	5492 / 250
Prior Transfer Date	Jul 20, 2010
Prior Transfer Doc	0034420595
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jun 16, 2021
Property Address	256 SHELLBANK DR, SNEADS FERRY, NC 28460-9521
Document Number	0054920250
Book / Page	5492 / 250
Map Reference	MB 19 PG 75&76
Instrument Date	May 27, 2021
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 SHELLBANK DR, SNEADS FERRY, NC 28460-9521

Mortgage

Document Number	0005492254
Date	Jun 16, 2021
Instrument	5492/254

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 256 Shellbank Dr was $2,073.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,073.00	$415,091 (+31.14%) Land $55,000 Building $360,091	$415,091 (+31.14%) Land $55,000 Building $360,091
2025	$2,073.00	$316,521 Land $38,000 Building $278,521	$316,521 Land $38,000 Building $278,521
2023	$2,073.00	$316,521 Land $38,000 Building $278,521	$316,521 Land $38,000 Building $278,521

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 256 Shellbank Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 470 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	470 in force
Nearby Flood Claims	44 (1996–2018)
Claims Outside the SFHA	1 of 44
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 32 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims Hurricane Fran, Sep 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 256 Shellbank Dr is moderate, ranking above 56% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20