256 Scott Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 256 Scott Rd, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,820 sqft · built 1979
Lot Size	4.7 acres (204,732 sqft)
Owner	Trust Name on Record
Tax Bill	$5,335 (2026)
Deeds & Mortgages	Oct 2019 Sale Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1-1443-00`

Property Details

APN / Parcel Number

Primary APN	`1-1443-00`
Alternative APN	`CUMB M:062 B:0015 L:000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,820 sqft Living Area
Gross Area	3,508 sqft
1st Floor Area	1,076 sqft
Basement Area	1,076 sqft
Unfinished Basement	1,076 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Contemporary
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	204,732 sqft (4.7 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Heating Fuel	Oil

Location & Zoning

Account Number	1-1443-00
Street Address	256 SCOTT RD
City	CUMBERLAND
State	RI
Zip	02864-2814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	30
Legal Block	15
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	4
Census Block	4003
Census Tract	11405

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	256 SCOTT RD, CUMBERLAND, RI 02864-2814
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2019	Warranty Deed, Transfer NOT AVAILABLE
Aug 22, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 1, 2019
Transfer Doc	1815-457
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Oct 3, 2019
Property Address	256 SCOTT RD, CUMBERLAND, RI 02864-2814
Document Number	1815-457
Book / Page	001815 / 000457
Instrument Date	Oct 1, 2019
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 SCOTT RD CUMBERLAND RI 028642814, CUMBERLAND, RI 02864-2814

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	256 SCOTT RD, CUMBERLAND, RI 02864-2814
Document Number	1752-496
Instrument Date	Aug 22, 2017
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 SCOTT RD CUMBERLAND RI 028642814, CUMBERLAND, RI 02864-2814

Mortgage

Document Number	1752-496
Date	Sep 5, 2017
Book Page	001752/000496

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,335.00 (+8.06%)	$533,000 (+32.46%) Land $274,000 Building $259,000	$526,201
2025	$4,937.00 (+5.58%)	$402,400 (-) Land $194,900 Building $207,500
2023	$4,676.00 (-2.03%)	$402,400 (+26.38%) Land $194,900 Building $207,500
2022	$4,773.00	$318,400 Land $152,500 Building $165,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Scott Rd

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