256 School St, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 256 School St, Lowell, MA 01854

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,792 sqft · built 1900
Lot Size0.08 acres (3,485 sqft)
OwnerCompany Name on Record
Last Sale$459,900 (Apr 2024)
Tax Bill$5,252 (2026)
Deeds & MortgagesApr 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNB12800

Property Details

APN / Parcel Number

Primary APNB12800
Alternative APNs
  • LOWE M:119 B:5240 L:256
  • M:000119 T:B12800

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,792 sqft Living Area
Gross Area3,278 sqft
1st Floor Area936 sqft
Basement Area846 sqft
Unfinished Basement846 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberB12800
Street Address256 SCHOOL ST
CityLOWELL
StateMA
Zip01854-3236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTMF
Legal Block5240
Legal Lot Number256
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1007
Census Tract311100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lowell National Historical Park
listed 1978 · 8 contributing resources · NRIS 78003149

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address256 SCHOOL ST, LOWELL, MA 01854-3236
Owner TypeCompany
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 17, 2024 · Amount on Record
Deed SaleApr 17, 2024 · Amount on Record
Prior SaleSep 26, 2014
Prior Transfer DateApr 16, 2024
Prior Transfer Doc0000322778
Record UpdatedOct 29, 2026

April 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateApr 17, 2024
Property Address256 SCHOOL ST, LOWELL, MA 01854-3236
Document Number0000322778
Instrument DateApr 16, 2024
Instrument322778
Transaction TypeTransfer
Record UpdatedMay 3, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address256 SCHOOL ST, LOWELL, MA 01854-3236

Mortgage

Document Number0000322779
DateApr 17, 2024
Instrument322779
Lender
NameMORTGAGE EQUITY PARTNERS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Mortgage

Document Number0000322780
DateApr 17, 2024
Instrument322780
Lender
NameMORTGAGE EQUITY PARTNERS LLC
TypeMortgage Company
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term181 Months
DueMay 1, 2039

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,252.00 (+9.78%)$462,700 (+11.04%) Land $118,100 Building $344,600$445,124 (+3.91%)
2025$4,784.00 (+2.46%)$416,700 (+6.3%) Land $97,400 Building $319,300$428,355 (+0.18%)
2024$4,669.00 (+16.58%)$392,000 (+21.55%) Land $91,000 Building $301,000$427,595
2023$4,005.00$322,500 Land $79,200 Building $243,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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