256 Saddlehorn Loop, Lincoln, CA 95648 Property Records

Placer County property record for 256 Saddlehorn Loop, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,020 sqft · built 2003
Lot Size	0.114 acres (4,953 sqft)
Owner	Individual Name on Record
Last Sale	$162,500 (Feb 2017)
Tax Bill	$2,948 (2025)
Deeds & Mortgages	Sep 2019 Transfer Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`338-110-022-000`

Property Details

APN / Parcel Number

Primary APN	`338-110-022-000`
Alternative APN	`338-110-022`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,020 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Construction Type	Frame
Lot Area	4,953 sqft (0.114 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	338-110-022
Street Address	256 SADDLEHORN LOOP
City	LINCOLN
State	CA
Zip	95648-8382
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 42 SUN CITY LINCOLN HILLS VILLAGE 5A MOR Y-42
Legal Subdivision	SUN CITY LINCOLN HILLS
Legal Lot Number	42
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1001
Census Tract	23700

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	256 SADDLEHORN LOOP, LINCOLN, CA 95648-8382
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2019	Affidavit of Death, Transfer ATTORNEY ONLY
Feb 13, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Feb 17, 2017	Grant Deed, Transfer · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2017 · Amount on Record
Deed Sale	Feb 17, 2017 · Amount on Record
Prior Sale	Jul 8, 2003 · Amount on Record
Deed Document Number	201712314
Prior Transfer Date	Jun 21, 2011
Prior Transfer Doc	0000057632
Record Updated	Sep 20, 2026

September 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	PLACER CA
Recording Date	Sep 11, 2019
Property Address	256 SADDLEHORN LOOP, LINCOLN, CA 95648-8382
Document Number	0000067961
Instrument Date	Aug 26, 2019
Instrument	67961
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1848 HOMEWOOD LN LINCOLN CA 956488736, LINCOLN, CA 95648-8736
Investor	Possibly a Property Investor

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	256 SADDLEHORN LOOP, LINCOLN, CA 95648-8382
Document Number	0000012315
Instrument Date	Feb 13, 2017
Transaction Type	Mortgage
Record Updated	Mar 8, 2017
Title Company	SPL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 SADDLEHORN LOOP LINCOLN CA 956488382, LINCOLN, CA 95648-8382

Mortgage

Document Number	0000012315
Date	Feb 17, 2017
Instrument	12315

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.96%

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Feb 17, 2017
Property Address	256 SADDLEHORN LOOP, LINCOLN, CA 95648-8382
Document Number	0000012314
Instrument Date	Jan 26, 2017
Instrument	12314
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	SPL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 SADDLEHORN LOOP LINCOLN CA 956488382, LINCOLN, CA 95648-8382

Mortgage

Document Number	12316
Date	Feb 17, 2017
Instrument	12316

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.96%

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$287,621 (+2%) Land $87,003 Building $200,618
2025	$2,948.00 (-7.64%) Homeowner's exemption	$281,983 (+4.04%) Land $85,298 Building $196,685
2023	$3,192.00 (+1.4%) Homeowner's exemption	$271,036 Land $81,987 Building $189,049
2022	$3,148.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber.

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