256 Saddle Dr, Bethlehem, PA 18020 Property Records

Northampton County property record for 256 Saddle Dr, Bethlehem, PA 18020

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,121 sqft · built 2005
Lot Size	1.74 acres (75,794 sqft)
Owner	Owner Name on File
Last Sale	$489,040 (Dec 2005)
Tax Bill	$1,985 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L7 6 17-1 0418`

Property Details

APN / Parcel Number

Primary APN	`L7 6 17-1 0418`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,121 sqft Living Area
Basement Area	1,200 sqft
Finished Basement	1,200 sqft

Exterior

Year Built	Built 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	75,794 sqft (1.74 acres)
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Old Parcel Number	L7 6 17-1 0418
Street Address	256 SADDLE DR
City	BETHLEHEM
State	PA
Zip	18020-8993
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	DIST:18 CITY/MUNI/TWP:LOWER NAZARETH TOWNSHIP
Legal Subdivision	COLTS RUN
Legal Block	6
Legal Lot Number	17
Jurisdiction	NORTHAMPTON PA
Township / Civil Division	LOWER NAZARETH
Census Block Group	1
Census Block	1036
Census Tract	16902

Owner

The current owner of 256 Saddle Dr bought it in December 2005.

Source: Northampton County records, as of March 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on File
Mailing Address	256 SADDLE DR, BETHLEHEM, PA 18020-8993
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage RIVERFRONT FCU
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2005 · Amount on File
Deed Sale	Dec 6, 2005 · Amount on File
Deed Document Number	05-1491338
Deed Book / Page	2005-1 / 491338
Prior Transfer Date	Nov 30, 2005
Prior Transfer Doc	0000067522
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Property Address	256 SADDLE DR, BETHLEHEM, PA 18020-8993
Transaction Type	Mortgage
Record Updated	Oct 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 SADDLE DR, BETHLEHEM, PA 18020-8993

Mortgage

Document Number	0000020768
Date	Sep 22, 2023
Book Page	2023-1/182164
Instrument	2023020768

Lender

Name	RIVERFRONT FCU
Type	Credit Union
Address	READING, PA 19610

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 3, 2038

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Property Address	256 SADDLE DR, BETHLEHEM, PA 18020-8993
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031882
Date	Oct 27, 2020
Book Page	2020-1/285982
Instrument	2020031882

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 256 Saddle Dr was $1,985.

Source: Northampton County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Northampton County
County Subdivision	Lower Nazareth Township
Unified School District	Nazareth Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,985.00	$183,800 Land $32,000 Building $151,800
2024	$13,382.00	$183,800 Land $32,000 Building $151,800
1995			$367,600 Land $64,000 Building $303,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 256 Saddle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 256 Saddle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTON AREA WATER SYSTEM serves 96,867 people · EPA ID PA3480050
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Service Electric Cable TV Cable	1,000 / 40

May also be available: Verizon.

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