Hays County property record for 256 Oyster Crk, Buda, TX 78610
| Property Type | Single Family Home |
|---|---|
| Details | 2,458 sqft · built 2011 |
| Owner | Individual Name on File |
| Tax Bill | $8,341 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 112795000F010002 |
| Primary APN | 112795000F010002 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,458 sqft Living Area |
| Gross Area | 2,878 sqft |
| Upper Floors Area | 958 sqft |
| Year Built | Built 2011 |
|---|---|
| Garage Type | Mixed |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 112795000F010002 |
|---|---|
| Street Address | 256 OYSTER CRK |
| City | BUDA |
| State | TX |
| Zip | 78610-5126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELM GROVE SECTION ONE, BLOCK F, LOT 10 TAX CODES:GHA,RSP,SHA,ACCD |
| Legal Subdivision | ELM GROVE SECTION ONE |
| Legal Block | F |
| Legal Lot Number | 10 |
| Jurisdiction | HAYS TX |
| Township / Civil Division | KYLE-BUDA |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 10915 |
256 Oyster Crk is owned and occupied by an individual who acquired it in January 2019.
Source: Hays County records, as of October 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 256 OYSTER CRK, BUDA, TX 78610-5126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage RUTH RUHL |
| Jan 31, 2019 | Vendor's Lien, Transfer PACIFIC UNION FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2019 |
| Deed Sale | Jan 31, 2019 |
| Prior Sale | Jun 24, 2011 |
| Deed Document Number | 19003063 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYS TX |
| Property Address | 256 OYSTER CRK, BUDA, TX 78610-5126 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000059320 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 20059320 |
| Name | RUTH RUHL |
|---|---|
| Address | DALLAS, TX 75251 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 338 Months |
| Due | Feb 1, 2049 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HAYS TX |
| Recording Date | Jan 31, 2019 |
| Property Address | 256 OYSTER CRK, BUDA, TX 78610-5126 |
| Document Number | 0000003063 |
| Map Reference | VOL 14 PG 152 |
| Instrument Date | Jan 30, 2019 |
| Instrument | 19003063 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 403 W OVERLOOK MOUNTAIN RD, 403, BUDA, TX 78610-3018 |
| Name | Verified Name |
|---|---|
| Address | 173 FIRWOOD S, KYLE, TX 78640-5597 |
| Document Number | 0000003064 |
|---|---|
| Date | Jan 31, 2019 |
| Instrument | 19003064 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Feb 1, 2049 |
Source: Hays County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Buda City |
| County | Hays County |
| Unified School District | Hays Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $429,817 Land $116,820 Building $312,997 | $429,817 Land $116,820 Building $312,997 | |
| 2024 | $8,341.00 | ||
| 2023 | $410,275 Land $118,240 Building $388,260 | $506,500 Land $118,240 Building $388,260 | |
| 2022 | $7,819.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 256 Oyster Crk in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 256 Oyster Crk is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BUDA serves 13,830 people · EPA ID TX1050012 |
|---|---|
| Water Source | Purchased surface water from GBRA IH-35 TRANSMISSION MAIN |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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