256 Ocean Ave, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 256 Ocean Ave, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,352 sqft · built 1935
Lot Size	0.526 acres (22,908 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,512,500 (Jul 2018)
Tax Bill	$19,143 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`MARB M:0903 B:0010 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0903 B:0010 L:0`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,352 sqft Living Area
Gross Area	5,154 sqft
Basement Area	1,269 sqft
Unfinished Basement	1,269 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Colonial
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	22,908 sqft (0.526 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	256 OCEAN AVE
City	MARBLEHEAD
State	MA
Zip	01945-3730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LSR
Legal Block	10
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	4
Census Block	4009
Census Tract	203200

Owner

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	256 OCEAN AVE, MARBLEHEAD, MA 01945-3730
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · ARM CITIZENS BANK
Jul 23, 2018	Quit Claim Deed, Transfer CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2018 · Amount on Record
Deed Sale	Jul 23, 2018 · Amount on Record
Prior Sale	Nov 1, 2017 · Amount on Record
Deed Book / Page	36881 / 502
Transfer Doc	036881-502
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	256 OCEAN AVE, MARBLEHEAD, MA 01945-3730
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040129-330
Date	Jul 30, 2021
Book Page	40129/330
Instrument	20210730001750

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Aug 1, 2031
Index	LIBOR

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Jul 23, 2018
Property Address	256 OCEAN AVE, MARBLEHEAD, MA 01945-3730
Document Number	36881-502
Book / Page	036881 / 000502
Instrument Date	Jul 18, 2018
Instrument	1807233320
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,897.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	256 OCEAN AVE MARBLEHEAD MA 019453730, MARBLEHEAD, MA 01945-3730

Mortgage

Document Number	36881-504
Date	Jul 23, 2018
Book Page	036881/000504
Instrument	1807233330

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2048

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,143.00 (-3.57%)	$2,236,300 (+1.95%) Land $1,741,200 Building $469,300	$2,259,073 (+15.32%)
2025	$19,851.00 (+4.02%)	$2,193,500 (+2.99%) Land $1,741,200 Building $452,300	$1,958,995
2024	$19,083.00 (-2.83%)	$2,129,800 (+8.45%) Land $1,691,400 Building $438,400
2023	$19,639.00	$1,963,900 Land $1,616,800 Building $347,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 57 policies
Nearby Flood Policies	57 in force
Nearby Flood Claims	7 (1991–2018)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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