Whatcom County property record for 256 Mill Rd, Point Roberts, WA 98281
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,508 sqft · built 2020 |
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $51,000 (May 2016) |
| Tax Bill | $5,158 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Dec 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 405302-013496-0000 |
| Primary APN | 405302-013496-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,508 sqft Living Area |
| Gross Area | 2,604 sqft |
| 1st Floor Area | 2,508 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 37,897 sqft (0.87 acres) |
| Garage Type | Carport |
| Garage Area | 432 sqft |
| Carport | Carport |
| Carport Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Concrete/Masonry Porch |
| Patio Area | 240 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 153141 |
|---|---|
| Street Address | 256 MILL RD |
| City | POINT ROBERTS |
| State | WA |
| Zip | 98281-9306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | BEAP ELY LI OF JOHNSON RD 627 FT S OF NW COR OF NW 1/4-TH S ALG ELY RD LI 167 FT- TH AT R/A ELY 230 FT-TH NLY 167 FT-TH AT R/A WLY TO POB-EXC ALL GAS-OIL-MIN RTS AS RES AF 936494 |
| Legal Range | 53 |
| Legal Township | 40 |
| Legal Section | 02 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | POINT ROBERTS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 11000 |
Source: Whatcom County records, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 256 MILL RD, POINT ROBERTS, WA 98281-9306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LAND-HOME FINANCIAL SERVICES |
| Dec 14, 2022 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Sep 16, 2020 | Loan Modification, Mortgage PEOPLES BK |
| Sep 11, 2019 | Deed of Trust, Mortgage PEOPLES BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2016 · Amount on Record |
| Deed Sale | May 10, 2016 · Amount on Record |
| Prior Sale | Oct 11, 2006 · Amount on Record |
| Deed Document Number | 2016501026 |
| Prior Transfer Date | May 2, 2016 |
| Prior Transfer Doc | 0000501026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 256 MILL RD, POINT ROBERTS, WA 98281-9306 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TILE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000801771 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 2021-0801771 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | CONCORD, CA 94520 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 256 MILL RD, POINT ROBERTS, WA 98281-9306 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 256 MILL RD, POINT ROBERTS, WA 98281-9306 |
| Document Number | 0001200950 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 2022-1200950 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | ROSEBURG, OR 97470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 256 MILL RD, POINT ROBERTS, WA 98281-9306 |
| Document Number | 2200903408 |
| Instrument Date | Sep 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 256 MILL RD POINT ROBERTS WA 982819306, POINT ROBERTS, WA 98281-9306 |
| Document Number | 2200903408 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 903408 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | LYNDEN, WA 98264 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 20, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 256 MILL RD, POINT ROBERTS, WA 98281-9306 |
| Document Number | 2190901922 |
| Instrument Date | Sep 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 256 MILL RD POINT ROBERTS WA 982819306, POINT ROBERTS, WA 98281-9306 |
| Document Number | 2190901922 |
|---|---|
| Date | Sep 17, 2019 |
| Instrument | 901922 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98226 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 16, 2049 |
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Blaine School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,158.00 (+55.74%) | $646,887 (+12.91%) Land $145,980 Building $500,907 | $646,887 (+12.91%) Land $145,980 Building $500,907 |
| 2022 | $572,900 Land $120,000 Building $452,900 | $572,900 Land $120,000 Building $452,900 | |
| 2021 | $3,312.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 43 units insured incl. 32 condo units |
| Nearby Flood Claims | 3 (2006–2021) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POINT ROBERTS WATER DISTRICT NO 4 serves 1,440 people · EPA ID WA5395750 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Whidbey Telephone DSL · Fiber in parts of the area | 25 / 3 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures