256 Main St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 256 Main St, Rowley, MA 01969 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,272 sqft · built 1955
Lot Size0.592 acres (25,800 sqft)
OwnerIndividual Name on File
Last Sale$270,000 (Jul 2013)
Tax Bill$6,278 (2025)
Deeds & MortgagesNov 2019 Mortgage
Aug 2020 Refinance
Flood ZoneZone X (minimal risk)
APNROWL M:0024 B:0081 L:0000

Property Details

APN / Parcel Number

Primary APNROWL M:0024 B:0081 L:0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,272 sqft Living Area
Gross Area2,280 sqft
Basement Area952 sqft
Unfinished Basement952 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialWood Siding
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area25,800 sqft (0.592 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address256 MAIN ST
CityROWLEY
StateMA
Zip01969-1512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block81
JurisdictionROWLEY MA
Township / Civil DivisionROWLEY
Census Block Group1
Census Block1048
Census Tract270100

Owner

Source: Essex County and Rowley Town records · APN ROWL M:0024 B:0081 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address256 MAIN ST, ROWLEY, MA 01969-1512
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 01, 2019Deed of Trust, Mortgage · Balloon Mortgage
HANSCOM FCU
Aug 17, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
HANSCOM FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 31, 2013 · Amount on Record
Deed SaleJul 31, 2013 · Amount on Record
Prior SaleJun 30, 1998 · Amount on Record
Deed Book / Page32704 / 254
Record UpdatedSep 20, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWLEY MA
Property Address256 MAIN ST, ROWLEY, MA 01969-1512
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37990-425
DateNov 01, 2019
Book Page37990/425
Instrument20191101000770
Lender
NameHANSCOM FCU
TypeCredit Union
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWLEY MA
Property Address256 MAIN ST, ROWLEY, MA 01969-1512
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38827-334
DateAug 17, 2020
Book Page38827/334
Instrument20200817001630
Lender
NameHANSCOM FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Essex County and Rowley Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionRowley Town
Unified School DistrictTriton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,278.00 (+3.8%)$533,400 (+6.72%) Land $279,100 Building $254,300$481,270
2024$6,048.00 (+3.09%)$499,800 (+10.92%) Land $265,800 Building $234,000
2023$5,867.00$450,600 Land $231,100 Building $219,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092701001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2024, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 58 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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