Essex County and Rowley Town property record for 256 Main St, Rowley, MA 01969 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,272 sqft · built 1955 |
| Lot Size | 0.592 acres (25,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Jul 2013) |
| Tax Bill | $6,278 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Aug 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | ROWL M:0024 B:0081 L:0000 |
| Primary APN | ROWL M:0024 B:0081 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,272 sqft Living Area |
| Gross Area | 2,280 sqft |
| Basement Area | 952 sqft |
| Unfinished Basement | 952 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,800 sqft (0.592 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 256 MAIN ST |
|---|---|
| City | ROWLEY |
| State | MA |
| Zip | 01969-1512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 81 |
| Jurisdiction | ROWLEY MA |
| Township / Civil Division | ROWLEY |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 270100 |
Source: Essex County and Rowley Town records · APN ROWL M:0024 B:0081 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
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| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 256 MAIN ST, ROWLEY, MA 01969-1512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 01, 2019 | Deed of Trust, Mortgage · Balloon Mortgage HANSCOM FCU |
| Aug 17, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 31, 2013 · Amount on Record |
| Deed Sale | Jul 31, 2013 · Amount on Record |
| Prior Sale | Jun 30, 1998 · Amount on Record |
| Deed Book / Page | 32704 / 254 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 256 MAIN ST, ROWLEY, MA 01969-1512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37990-425 |
|---|---|
| Date | Nov 01, 2019 |
| Book Page | 37990/425 |
| Instrument | 20191101000770 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 256 MAIN ST, ROWLEY, MA 01969-1512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38827-334 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 38827/334 |
| Instrument | 20200817001630 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: Essex County and Rowley Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Rowley Town |
| Unified School District | Triton School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,278.00 (+3.8%) | $533,400 (+6.72%) Land $279,100 Building $254,300 | $481,270 |
| 2024 | $6,048.00 (+3.09%) | $499,800 (+10.92%) Land $265,800 Building $234,000 | |
| 2023 | $5,867.00 | $450,600 Land $231,100 Building $219,500 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092701001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2024, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 58 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fiber | 980 / 880 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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