Niagara County and Lockport City property record for 256 Lock St, Lockport, NY 14094
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,082 sqft · built 1890 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,585 (2026) |
| Deeds & Mortgages | Jan 2018 Mortgage Jun 2020 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-3900.000 |
| Primary APN | 4-3900.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,082 sqft Total Area |
| 1st Floor Area | 1,136 sqft |
| 2nd Floor Area | 712 sqft |
| Upper Floors Area | 231 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 99 ft deep x 89.5 ft wide |
| Garage Type | Detached |
| Garage Area | 688 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4-3900.000 |
|---|---|
| Street Address | 256 LOCK ST |
| City | LOCKPORT |
| State | NY |
| Zip | 14094-2255 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Block | 2 |
| Legal Lot Number | 31.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 23500 |
Source: Niagara County and Lockport City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 256 LOCK ST, LOCKPORT, NY 14094-2255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NIAGARAS CHOICE FCU |
| Jun 25, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 14, 2025 |
| Transfer Doc | 0000002423 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 256 LOCK ST, LOCKPORT, NY 14094-2255 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000451 |
|---|---|
| Date | Jan 9, 2018 |
| Instrument | 2018-00451 |
| Name | NIAGARAS CHOICE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 31, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 256 LOCK ST, LOCKPORT, NY 14094-2255 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009637 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 2020-09637 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 15, 2040 |
Source: Niagara County and Lockport City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| Municipality | Lockport City |
| Unified School District | Lockport City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,585.00 (-22.87%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $4,648.00 | $135,000 (+10.66%) Land $6,200 Building $128,800 | $135,000 (+10.66%) Land $6,200 Building $128,800 |
| 2023 | $122,000 Land $6,200 Building $115,800 | $122,000 Land $6,200 Building $115,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKPORT CITY WTP serves 21,165 people · EPA ID NY3100564 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 10 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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