256 Ladybug Ln, Loudon, TN 37774 Property Records

Loudon County property record for 256 Ladybug Ln, Loudon, TN 37774

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$164,900 (Jun 2023)
Tax Bill	$1,109 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053023N G 04000`

Property Details

APN / Parcel Number

Primary APN	`053023N G 04000`
Alternative APN	`023N G 04000`

Exterior

Lot Area	20,473 sqft (0.469 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	256 LADYBUG LN
City	LOUDON
State	TN
Zip	37774-2242
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT:40 DIST:01 CITY/MUNI/TWP:LOUDON SUBD:TENNESSEE NATIONAL POD 2-7 MAP REF:023N
Legal Subdivision	TENNESSEE NATIONAL POD 2-7
Legal Lot Number	40
Jurisdiction	LOUDON TN
Township / Civil Division	1
Census Block Group	4
Census Block	4004
Census Tract	60600

Owner

256 Ladybug Ln, residential vacant land, is owned by an individual who bought it in June 2023.

Source: Loudon County records, as of January 22, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1012 CHERRY SPRINGS DR, COTTONTOWN, TN 37048-4600
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2023 · Amount on File
Deed Sale	Jun 6, 2023 · Amount on File
Deed Document Number	23004944
Deed Book / Page	D461 / 268
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Jun 6, 2023
Property Address	256 LADYBUG LN, LOUDON, TN 37774-2242
Document Number	00D461/268
Book / Page	D461 / 268
Map Reference	MB 4 PG 73&86
Instrument Date	May 30, 2023
Instrument	23004944
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	HYWATER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.13
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 CHERRY SPRINGS DR, COTTONTOWN, TN 37048-4600

Mortgage

Document Number	0023004945
Date	Jun 6, 2023
Instrument	23004945

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 256 Ladybug Ln was $1,109.

Source: Loudon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Municipality	Loudon City
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,109.00	$37,500 (-) Land $37,500
2024	$1,109.00	$37,500 Land $37,500
2021			$150,000 Land $150,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 256 Ladybug Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 256 Ladybug Ln is low, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000