256 Kruse Loop, Lakehills (Pipe Creek), TX 78063 Property Records

Bandera County property record for 256 Kruse Loop, Lakehills, TX 78063

Property Summary

Property Type	Single Family Home
Details	2,713 sqft · built 2009
Lot Size	1.54 acres (67,082 sqft)
Owner	Company Name on Record
Tax Bill	$8,151 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2019 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`12603-00000-0080`

Property Details

APN / Parcel Number

Primary APN	`12603-00000-0080`
Alternative APN	`156471`

Interior

Stories	1 Story
Building Area	2,713 sqft Living Area
1st Floor Area	1,615 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Combination
Roof Type	Gable
Roof Material	Metal
Lot Area	67,082 sqft (1.54 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	998 sqft
Patio Area	546 sqft
Balcony Area	546 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12603-00000-0080
Street Address	256 KRUSE LOOP
City	LAKEHILLS
State	TX
Zip	78063-7115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAURIE 3 LT 8-9 *210 FF MEDINA LAKE* 1.54 ACRES
Legal Subdivision	FAURIE 3
Legal Lot Number	8,9
Jurisdiction	BANDERA TX
Township / Civil Division	BANDERA
Census Block Group	2
Census Block	2042
Census Tract	400

Owner

Source: Bandera County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	405 RUGH HILL RD, BANDERA, TX 78003
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage LONE STAR NATIONAL BANK
Oct 1, 2019	Warranty Deed, Transfer
Jun 14, 2019	Vendor's Lien, Transfer · ARM LONE STAR NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2019
Deed Sale	Oct 1, 2019
Prior Sale	Jun 14, 2019 · Amount on Record
Deed Document Number	2019233427
Deed Book / Page	1154 / 860
Last Transfer Date	Nov 27, 2024
Transfer Doc	0000267426
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANDERA TX
Property Address	256 KRUSE LOOP, LAKEHILLS, TX 78063-7115
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROVIDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1188/580
Date	Sep 3, 2020
Book Page	1188/580
Instrument	238913

Lender

Name	LONE STAR NATIONAL BANK
Type	Bank
Address	MCALLEN, TX 78504

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2040

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANDERA TX
Recording Date	Oct 1, 2019
Property Address	256 KRUSE LOOP, LAKEHILLS, TX 78063-7115
Document Number	1154/860
Book / Page	1154 / 860
Map Reference	VOL 825 PG 580
Instrument Date	Sep 26, 2019
Instrument	233427
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	256 KRUSE LOOP, 256, LAKEHILLS, TX 78063-7115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 KRUSE LOOP, LAKEHILLS, TX 78063-7115

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BANDERA TX
Recording Date	Jun 14, 2019
Property Address	256 KRUSE LOOP, LAKEHILLS, TX 78063-7115
Document Number	1145/183
Book / Page	1145 / 183
Map Reference	VOL 1 PG 92
Instrument Date	Jun 11, 2019
Instrument	231766
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	PROROVIDENCE TITLE COMPANY, PROVIDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 KRUSE LOOP, LAKEHILLS, TX 78063-7115

Mortgage

Document Number	231767
Date	Jun 14, 2019
Instrument	231767

Lender

Name	LONE STAR NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2044

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	7.62%
Index	Other
Margin	4
Max Rate	9.26%

Tax Assessment & Valuation

Source: Bandera County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Bandera County
Unified School District	Bandera Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,151.00 (+0.99%)	$600,586 (+5.64%) Land $212,250 Building $388,336	$600,586 (+5.64%) Land $212,250 Building $388,336
2024	$8,071.00 (-8.17%)
2023	$8,789.00	$568,500 Land $145,170 Building $423,330	$568,500 Land $145,170 Building $423,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	1,073.3 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1997–2026)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BEC Fiber Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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