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256 Koski Rd, Esko, MN 55733 Property Records

Carlton County property record for 256 Koski Rd, Esko, MN 55733 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on File
Last Sale$600,000 (Sep 2025)
Tax Bill$6,520 (2026)
Deeds & MortgagesSep 2025 Mortgage
Nov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN78-020-1365

Property Details

APN / Parcel Number

Primary APN78-020-1365
Alternative APN
  • 25516

Exterior

Lot Area217,800 sqft (5 acres)

Location & Zoning

Account Number25516
Street Address256 KOSKI RD
CityESKO
StateMN
Zip55733-9425
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 726 FT OF S 300 FT OF SW1/4 OF NW1/4 TOWN OF THOMSON TOWNSHIP
Legal Range16
Legal Township49
Legal Section08
Legal SubdivisionTOWN OF THOMSON TOWNSHIP
JurisdictionCARLTON MN
Township / Civil DivisionTHOMSON
Census Block Group2
Census Block2007
Census Tract70300

Owner

Source: Carlton County records · APN 78-020-1365

Assessment roll updated April 24, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address256 KOSKI RD, ESKO, MN 55733-9425
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2025Warranty Deed, Transfer · Stand-Alone First Mortgage
WELLS FARGO BANK NA
Nov 09, 2021Quit Claim Deed, Transfer · VA Mortgage
NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 24, 2025 · Amount on Record
Deed SaleSep 24, 2025 · Amount on Record
Prior SaleNov 09, 2021
Deed Document Number2025523365
Record UpdatedJun 08, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARLTON MN
Recording DateSep 24, 2025
Property Address256 KOSKI RD, ESKO, MN 55733-9425
Document NumberA000523365
Instrument DateSep 16, 2025
InstrumentA000523365
Transaction TypeTransfer
Record UpdatedOct 14, 2025
Title CompanyTHE TITLE FIRM, THE TITLE TEAM

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address256 KOSKI RD, ESKO, MN 55733-9425

Mortgage

Document NumberA000523366
DateSep 24, 2025
InstrumentA000523366
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCARLTON MN
Recording DateNov 09, 2021
Property Address256 KOSKI RD, ESKO, MN 55733-9425
Document NumberA000502853
Instrument DateOct 27, 2021
InstrumentA000502853
Transaction TypeTransfer
Record UpdatedDec 01, 2021
Title CompanyMISC COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address256 KOSKI RD, ESKO, MN 55733-9425

Mortgage

Document NumberA000502854
DateNov 09, 2021
InstrumentA000502854
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Carlton County records · Assessment roll updated April 24, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarlton County
County SubdivisionThomson Township
Unified School DistrictEsko Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$6,520.00 (+12.84%) Homeowner's exemption
2025$546,300 (+3.88%) Land $107,000 Building $439,300$546,300 (+3.88%) Land $107,000 Building $439,300
2024$5,778.00 Homeowner's exemption$525,900 (+9.63%) Land $107,000 Building $418,900$525,900 (+9.63%) Land $107,000 Building $418,900
2023$5,778.00 Homeowner's exemption$479,700 (-) Land $101,000 Building $378,700$479,700 (-) Land $101,000 Building $378,700
2022$479,700 Land $101,000 Building $378,700$479,700 Land $101,000 Building $378,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carlton County (27017C), updated March 13, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270170703002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies6 in force
Nearby Flood Claims6 (1985–2012)
Claims Outside the SFHA3 of 6
Most Recent ClaimJun 2012, river or lake flooding, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Jun 2012 · 3 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 39% of Minnesota
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsFiber2,000 / 1,000
AirFiberFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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