Adams County property record for 256 High St, Berne, IN 46711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,135 sqft · built 1910 |
| Lot Size | 0.182 acres (7,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $151,500 (Jul 2020) |
| Tax Bill | $967 (2025) |
| Deeds & Mortgages | Jan 2007 Mortgage Oct 2007 Second Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-08-33-301-440.000-010 |
| Primary APN | 01-08-33-301-440.000-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,135 sqft Living Area |
| 1st Floor Area | 1,135 sqft |
| Basement Area | 690 sqft |
| Unfinished Basement | 690 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 7,920 sqft (0.182 acres) |
| Lot Dimensions | 120 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 01607749822 |
|---|---|
| Street Address | 256 HIGH ST |
| City | BERNE |
| State | IN |
| Zip | 46711-1538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 43RD ADD E/2 LOT 375 |
| Legal Subdivision | 43RD ADD |
| Legal Lot Number | 375 |
| Jurisdiction | ADAMS IN |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 30600 |
Source: Adams County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 256 HIGH ST, BERNE, IN 46711-1538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2007 | Deed of Trust, Mortgage · ARM OWNIT MORTGAGE SOLUTIONS INC |
| Oct 19, 2007 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERIFIRST HOME IMPROVEMENT FINANCE CO |
| Sep 2, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage ACADEMY MORTGAGE CORP |
| Jul 23, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage ACADEMY MORTGAGE CORP |
| Oct 18, 2019 | Warranty Deed, Transfer |
| Sep 9, 2019 | Sheriff's Deed, Foreclosure |
| Aug 8, 2019 | Sheriff's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2020 · Amount on Record |
| Deed Sale | Jul 23, 2020 · Amount on Record |
| Prior Sale | Oct 18, 2019 · Amount on Record |
| Deed Document Number | 20203561 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 256 HIGH ST, BERNE, IN 46711-1538 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2007000353 |
|---|---|
| Date | Jan 22, 2007 |
| Instrument | 2007000353 |
| Name | OWNIT MORTGAGE SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | AGOURA HILLS, CA 91301 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.12% |
| Type Change Date | Dec 1, 2008 |
| Change Frequency | 6 Months |
| Min Rate At Change | 9.12% |
| Max Rate At Change | 12.1% |
| Index | 6-Month LIBOR |
| Max Rate | 15.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 256 HIGH ST, BERNE, IN 46711-1538 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2007004709 |
|---|---|
| Date | Oct 19, 2007 |
| Instrument | 2007004709 |
| Name | AMERIFIRST HOME IMPROVEMENT FINANCE CO |
|---|---|
| Type | Lending Institution |
| Address | OMAHA, NE 68127 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 23, 2017 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Sep 2, 2022 |
| Property Address | 256 HIGH ST, BERNE, IN 46711-1538 |
| Document Number | 2022003918 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 2022003918 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | IN |
| Document Number | 2022003919 |
|---|---|
| Date | Sep 2, 2022 |
| Instrument | 2022003919 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Jul 23, 2020 |
| Property Address | 256 HIGH ST, BERNE, IN 46711-1538 |
| Document Number | 2020003561 |
| Instrument Date | Jul 21, 2020 |
| Instrument | 2020003561 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2020003562 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 2020003562 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Oct 18, 2019 |
| Property Address | 256 HIGH ST, BERNE, IN 46711-1538 |
| Document Number | 2019004070 |
| Instrument Date | Oct 14, 2019 |
| Instrument | 2019004070 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1556 LAKESIDE CT, BERNE, IN 46711-1724 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Sep 9, 2019 |
| Property Address | 256 HIGH ST, BERNE, IN 46711-1538 |
| Document Number | 2019003413 |
| Instrument Date | Aug 27, 2019 |
| Instrument | 2019003413 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 7, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Aug 8, 2019 |
| Property Address | 256 HIGH ST, BERNE, IN 46711-1538 |
| Document Number | 2019003007 |
| Instrument Date | Jul 24, 2019 |
| Instrument | 2019003007 |
| Transaction Type | Foreclosure |
| Record Updated | May 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Adams County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Adams County |
| County Subdivision | Monroe Township |
| Municipality | Berne City |
| Unified School District | South Adams Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $967.00 (-4.92%) Homeowner's exemption | $114,300 (+12.17%) Land $13,300 Building $101,000 | $114,300 (+12.17%) Land $13,300 Building $101,000 |
| 2024 | $1,017.00 (+11.88%) | ||
| 2023 | $909.00 (+38.36%) | $101,900 (+11.98%) Land $13,300 Building $88,600 | $101,900 (+11.98%) Land $13,300 Building $88,600 |
| 2022 | $657.00 (+30.36%) | $91,000 Land $13,300 Building $77,700 | $91,000 Land $13,300 Building $77,700 |
| 2020 | $504.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERNE WATER DEPARTMENT serves 4,388 people · EPA ID IN5201001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Watch TV Fiber · Fixed Wireless | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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