256 Harbour Pointe Dr, Grover (Wildwood), MO 63040 Property Records

St. Louis County property record for 256 Harbour Pointe Dr, Grover, MO 63040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,841 sqft · built 1995
Lot Size	0.23 acres (10,019 sqft)
Owner	Trust Name on File
Last Sale	$364,000 (Aug 2020)
Tax Bill	$6,062 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24U-54-1211`

Property Details

APN / Parcel Number

Primary APN	`24U-54-1211`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,841 sqft Living Area
Gross Area	3,521 sqft
1st Floor Area	1,273 sqft
Basement Area	260 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	78 ft deep x 75 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	213 sqft
Deck Area	256 sqft
Patio Area	936 sqft
Balcony Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	256 HARBOUR POINTE DR
City	WILDWOOD
State	MO
Zip	63040-1952
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	107R3
Legal Description	LANDINGS AT LAKE CHESTERFIELD PLAT TWO (THE) LOT 61
Legal Subdivision	LANDINGS AT LAKE CHESTERFIELD PLAT TWO
Legal Lot Number	61
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	1
Census Block	1023
Census Tract	221506

Owner

256 Harbour Pointe Dr is owner-occupied and held in a trust since August 2020.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Trust Name on File
Mailing Address	256 HARBOUR POINTE DR, WILDWOOD, MO 63040-1952
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2020 · Amount on File
Deed Sale	Aug 13, 2020 · Amount on File
Prior Sale	Sep 15, 2016 · Amount on File
Deed Document Number	2020754
Deed Book / Page	24208 / 3369
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 13, 2020
Property Address	256 HARBOUR POINTE DR, GROVER, MO 63040-1952
Document Number	0242083369
Book / Page	24208 / 3369
Map Reference	MB 319 PG 44&45
Instrument Date	Jul 16, 2020
Instrument	2020081300754
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	TRUE TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16323 LAKEFIELD PL, 16323, WILDWOOD, MO 63040-2140

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	256 HARBOUR POINTE DR, GROVER, MO 63040-1952

Mortgage

Document Number	2020081300755
Date	Aug 13, 2020
Instrument	2020081300755

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 256 Harbour Pointe Dr was $6,062, up 4.4% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Wildwood City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,940 (-) Land $27,650 Building $61,290	$468,100 (-) Land $145,500 Building $322,600
2025	$6,062.00 (+4.39%)	$88,940 Land $27,650 Building $61,290	$468,100 Land $145,500 Building $322,600
2024	$5,807.00 (+0.09%)
2023	$5,802.00	$83,520 Land $17,270 Building $66,250	$439,600 Land $90,900 Building $348,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 256 Harbour Pointe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 256 Harbour Pointe Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANTIRE VALLEY SUBD private · serves 260 people · EPA ID MO6036274
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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