256 Grant St, Geneva, OH 44041 Property Records

Ashtabula County property record for 256 Grant St, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1946
Lot Size	0.135 acres (5,881 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Nov 2022)
Tax Bill	$2,302 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-014-00-054-00`

Property Details

APN / Parcel Number

Primary APN	`20-014-00-054-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,080 sqft Living Area
Gross Area	1,240 sqft
1st Floor Area	460 sqft
Basement Area	160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1950
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	5,881 sqft (0.135 acres)
Lot Dimensions	180 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Deck Area	30 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	256 GRANT ST
City	GENEVA
State	OH
Zip	44041-1818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 W OF GRANT
Legal Subdivision	CONNECTICUT WESTERN RESERVE
Legal Lot Number	1
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	5
Census Block	5004
Census Tract	802

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	256 GRANT ST, GENEVA, OH 44041-1818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Mar 4, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Aug 24, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jan 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 28, 2022	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2022 · Amount on Record
Deed Sale	Nov 28, 2022 · Amount on Record
Deed Document Number	202212585
Deed Book / Page	785 / 2150
Prior Transfer Date	Apr 2, 2008
Prior Transfer Doc	0000005774
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	256 GRANT ST, GENEVA, OH 44041-1818
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 GRANT ST, GENEVA, OH 44041-1818

Mortgage

Document Number	0000010306
Date	Oct 23, 2025
Book Page	856/719
Instrument	2025-00010306

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Feb 1, 2054

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	256 GRANT ST, GENEVA, OH 44041-1818
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 GRANT ST, GENEVA, OH 44041-1818

Mortgage

Document Number	0000001764
Date	Mar 4, 2024
Book Page	814/551
Instrument	2024-00001764

Lender

Name	US BANK NA
Type	Bank
Address	4801 FREDERICA ST, OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2054

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	256 GRANT ST, GENEVA, OH 44041-1818
Transaction Type	Mortgage
Record Updated	Oct 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 GRANT ST, GENEVA, OH 44041-1818

Mortgage

Document Number	0000007736
Date	Aug 24, 2023
Book Page	802/1704
Instrument	2023-00007736

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Dec 1, 2052

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	256 GRANT ST, GENEVA, OH 44041-1818
Transaction Type	Mortgage
Record Updated	Mar 15, 2023
Title Company	ENTERPRISE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000719
Date	Jan 25, 2023
Book Page	788/2202
Instrument	2023-00000719

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	45035

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Nov 28, 2022
Property Address	256 GRANT ST, GENEVA, OH 44041-1818
Document Number	0000012585
Book / Page	785 / 2150
Map Reference	VOL 103 PG 3810
Instrument Date	Nov 17, 2022
Instrument	2022-00012585
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	ENTERPRISE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 GRANT ST, GENEVA, OH 44041-1818

Mortgage

Document Number	0007852152
Date	Nov 28, 2022
Instrument	785/2152

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Mortgage

Document Number	0000012587
Date	Nov 28, 2022
Book Page	785/2173
Instrument	2022-00012587

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	HARVEYSBURG, OH 45032

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,302.00 (+68.15%)	$28,220 (-) Land $5,500 Building $22,720	$80,600 (-) Land $15,700 Building $64,900
2023	$1,369.00 (+21.58%)	$28,220 (+25.93%) Land $5,500 Building $22,720	$80,600 (+25.94%) Land $15,700 Building $64,900
2022	$1,126.00	$22,410 Land $4,240 Building $18,170
2020			$64,000 Land $12,100 Building $51,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GreatWave Communications.

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