256 E Saylor St, Mount Carmel, PA 17851 Property Records

Northumberland County property record for 256 E Saylor St, Mount Carmel, PA 17851

Property Summary

Property Type	Single Family Home
Lot Size	0.688 acres (30,000 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Jul 2018)
Tax Bill	$2,439 (2026)
Deeds & Mortgages	Oct 2018 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008-02-070-206`

Property Details

APN / Parcel Number

Primary APN	`008-02-070-206`

Exterior

Lot Area	30,000 sqft (0.688 acres)

Location & Zoning

Street Address	256 E SAYLOR ST
City	MOUNT CARMEL
State	PA
Zip	17851-1038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 100 X 300
Legal Subdivision	LEHIGH VALLEY ADDITION
Jurisdiction	NORTHUMBERLAND PA
Township / Civil Division	MOUNT CARMEL
Census Block Group	2
Census Block	2021
Census Tract	80900

Owner

Source: Northumberland County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	256 E SAYLOR ST, MOUNT CARMEL, PA 17851-1038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2018	Deed, Transfer · ARM MEMBERS CHOICE FINANCIAL CU
Jul 3, 2018	Deed, Transfer · ARM MEMBERS CHOICE FINANCIAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2018 · Amount on Record
Deed Sale	Jul 3, 2018 · Amount on Record
Deed Document Number	20189971
Deed Book / Page	2861 / 748
Record Updated	Jun 8, 2026

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHUMBERLAND PA
Recording Date	Oct 26, 2018
Property Address	256 E SAYLOR ST, MOUNT CARMEL, PA 17851-1038
Document Number	002886/482
Book / Page	2886 / 482
Instrument Date	Aug 14, 2018
Instrument	201816693
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 HAWK RIDGE RD, 103, BLOOMSBURG, PA 17815-8429

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 ETS SAYLOR ST, MOUNT CARMEL, PA 17851

Mortgage

Document Number	0201816694
Date	Oct 26, 2018
Instrument	201816694

Lender

Name	MEMBERS CHOICE FINANCIAL CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	357 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Margin	2
Max Rate	8.5%

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHUMBERLAND PA
Recording Date	Jul 3, 2018
Property Address	256 E SAYLOR ST, MOUNT CARMEL, PA 17851-1038
Document Number	002861/748
Book / Page	2861 / 748
Instrument Date	Jun 29, 2018
Instrument	201809971
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,285.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 E SAYLOR ST, MOUNT CARMEL, PA 17851-1038

Mortgage

Document Number	0201809972
Date	Jul 3, 2018
Instrument	201809972

Lender

Name	MEMBERS CHOICE FINANCIAL CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jul 1, 2023
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6.12%
Index	1-Year CMT
Margin	2
Max Rate	10.1%

Tax Assessment & Valuation

Source: Northumberland County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Northumberland County
County Subdivision	Mount Carmel Township
Unified School District	Mount Carmel Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,439.00 (+12.71%)	$20,000 (-) Land $2,860 Building $17,140
2024	$2,164.00	$20,000 (-) Land $2,860 Building $17,140
2023	$2,164.00	$20,000 Land $2,860 Building $17,140
1972			$20,000 Land $2,860 Building $17,140

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2008–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2011 · Tropical Storm Lee
Claims by Event	Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA ROARING CREEK DIVISION private · serves 43,000 people · EPA ID PA4490024
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Apr 2026
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable · Fiber in parts of the area	2,000 / 200
Starlink Satellite	280 / 30

May also be available: Verizon.

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