Cleveland County property record for 256 E Main St, Mooresboro, NC 28114
| Property Type | Single Family Home |
|---|---|
| Details | 1,252 sqft · built 1953 |
| Lot Size | 0.99 acres (43,124 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $999 (2026) |
| Deeds & Mortgages | May 2024 Mortgage Sep 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31430 |
| Primary APN | 31430 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,252 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 43,124 sqft (0.99 acres) |
| Garage Type | Carport |
| Garage Area | 480 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
| Porch | Slab |
| Porch Area | 270 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 13167241 |
|---|---|
| Street Address | 256 E MAIN ST |
| City | MOORESBORO |
| State | NC |
| Zip | 28114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA4 |
| Legal Description | .99 AC RD 1167 |
| Legal Subdivision | MOORESBORO |
| Legal Block | 1 |
| Legal Lot Number | 39 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 5 |
| Census Block | 5036 |
| Census Tract | 951400 |
256 E Main St is owned and occupied by an individual.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 256 E MAIN ST, MOORESBORO, NC 28114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 17, 2019 | Deed of Trust, Mortgage · Line of Credit TRULIANT FCU |
| Jul 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jan 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 256 E MAIN ST, MOORESBORO, NC 28114 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | UNKNOWN, AMROCK |
| Name | Verified Name |
|---|---|
| Address | 256 E MAIN ST, MOORESBORO, NC 28114 |
| Document Number | 0019210393 |
|---|---|
| Date | May 14, 2024 |
| Book Page | 1921/393 |
| Instrument | 200100319 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 256 E MAIN ST, MOORESBORO, NC 28114 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0017981836 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 1798/1836 |
| Instrument | 200030538 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 347 Months |
| Due | Aug 27, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 256 E MAIN ST, MOORESBORO, NC 28114 |
| Document Number | 0018171154 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 256 EMAIN ST MOORESBORO NC 28114, MOORESBORO, NC 28114 |
| Document Number | 0018171154 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 001817/001154 |
| Instrument | 41804 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 20, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 256 E MAIN ST, MOORESBORO, NC 28114 |
| Document Number | 0017350872 |
| Book / Page | 001735 / 000872 |
| Instrument Date | Jan 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2017 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Address | 256 E MAIN ST MOORESBORO NC 28114, MOORESBORO, NC 28114 |
| Document Number | 0017350872 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 001735/000872 |
| Instrument | 1014 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 30, 2032 |
The 2026 property tax bill for 256 E Main St was $999, up 8.2% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Mooresboro Town |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $999.00 (+8.23%) | $145,442 (-) Land $16,498 Building $128,944 | $145,442 (-) Land $16,498 Building $128,944 |
| 2025 | $923.00 | $145,442 Land $16,498 Building $128,944 | $145,442 Land $16,498 Building $128,944 |
| 2023 | $85,452 Land $12,498 Building $72,954 | $85,452 Land $12,498 Building $72,954 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 256 E Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 256 E Main St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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