256 E Ferguson Ave, Wood River, IL 62095 Property Records

Madison County property record for 256 E Ferguson Ave, Wood River, IL 62095

Property Summary

Property TypeApartments (5+ Units)
Details1,332 sqft · built 1960
Lot Size0.071 acres (3,125 sqft)
OwnerIndividual Name on Record
Tax Bill$1,718 (2025)
Deeds & MortgagesApr 2020 Line of Credit
Feb 2019 Loan Modification
+ 2 more
APN19-2-08-27-05-105-021

Property Details

APN / Parcel Number

Primary APN19-2-08-27-05-105-021

Interior

Building Area1,332 sqft Total Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area3,125 sqft (0.071 acres)
Lot Dimensions125 ft deep x 25 ft wide

Location & Zoning

Street Address256 E FERGUSON AVE
CityWOOD RIVER
StateIL
Zip62095-2002
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal DescriptionWOOD RIVER SUBD LOT PT 2 25X125
Legal SubdivisionWOOD RIVER SUBD
Legal Lot Number2
JurisdictionMADISON IL
Township / Civil DivisionWOOD RIVER
Census Block Group3
Census Block3040
Census Tract401101

Owner

Source: Madison County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address256 E FERGUSON AVE, WOOD RIVER, IL 62095-2002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2020Deed of Trust, Mortgage · Line of Credit
CNB BK&TR NA
Feb 26, 2019Loan Modification, Mortgage · Conventional Mortgage
CNB BK&TR NA
Mar 22, 2018Loan Modification, Mortgage
CNB BK&TR NA
Mar 2, 2017Loan Modification, Mortgage
CNB BK&TR NA

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address256 E FERGUSON AVE, WOOD RIVER, IL 62095-2002
Document Number0000013184
Instrument DateApr 10, 2020
Transaction TypeMortgage
Record UpdatedMay 18, 2020
Title CompanyCOMMUNITY TITLE, COMMUNITY TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address211 S 9TH ST EAST ALTON IL 620241718, EAST ALTON, IL 62024-1718

Mortgage

Document Number0000013184
DateApr 27, 2020
Instrument13184
Lender
NameCNB BK&TR NA
TypeBank
AddressALTON, IL 62002
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.25%

February 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMADISON IL
Property Address256 E FERGUSON AVE, WOOD RIVER, IL 62095-2002
Document Number0000007454
Instrument DateFeb 26, 2019
Transaction TypeMortgage
Record UpdatedMar 28, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address256 E FERGUSON AVE WOOD RIVER IL 620952002, WOOD RIVER, IL 62095-2002

Mortgage

Document Number0000007454
DateMar 11, 2019
Instrument7454
Lender
NameCNB BK&TR NA
TypeBank
AddressALTON, IL 62002
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueMar 10, 2020
Interest
Rate6.4%

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMADISON IL
Property Address256 E FERGUSON AVE, WOOD RIVER, IL 62095-2002
Document Number0000009031
Instrument DateMar 22, 2018
Transaction TypeMortgage
Record UpdatedFeb 26, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address211 S 9TH ST EAST ALTON IL 620241718, EAST ALTON, IL 62024-1718

Mortgage

Document Number0000009031
DateMar 27, 2018
Instrument9031
Lender
NameCNB BK&TR NA
TypeBank
AddressALTON, IL 62002
Agreement
Term12 Months
DueMar 26, 2019
Interest
Rate5.4%

March 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMADISON IL
Property Address256 E FERGUSON AVE, WOOD RIVER, IL 62095-2002
Document Number0000007903
Instrument DateMar 2, 2017
Transaction TypeMortgage
Record UpdatedAug 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address211 S 9TH ST EAST ALTON IL 620241718, EAST ALTON, IL 62024-1718

Mortgage

Document Number0000007903
DateMar 8, 2017
Instrument7903
Lender
NameCNB BK&TR NA
TypeBank
AddressALTON, IL 62002
Agreement
Term12 Months
DueMar 7, 2018
Interest
Rate5%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionWood River Township
MunicipalityWood River City
Secondary School DistrictEast Alton-Wood River Community High School District 14 (09 - 12)
Elementary School DistrictWood River-Hartford Elementary School District 15 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,718.00 (+10.55%)$19,630 (+25.91%) Land $4,590 Building $15,040$58,890 (+25.79%) Land $13,770 Building $45,120
2024$1,554.00 (+12.36%)
2022$1,383.00$15,590 Land $3,650 Building $11,940$46,817 Land $10,961 Building $35,856

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBETHALTO
serves 15,210 people · EPA ID IL1190150
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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