256 Davidson Rd, Swannanoa, NC 28778 Property Records

Buncombe County property record for 256 Davidson Rd, Swannanoa, NC 28778

Property Summary

Property Type	Mobile Home
Details	1,568 sqft · built 1998
Lot Size	1.36 acres (59,242 sqft)
Owner	Individual Name on File
Last Sale	$143,500 (Dec 2018)
Tax Bill	$822 (2025)
Deeds & Mortgages	Dec 2022 Sale Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`753706-2020-202`

Property Details

APN / Parcel Number

Primary APN	`753706-2020-202`
Alternative APNs	`9689-12-1239-00000` `968917120283000` `008138236`

Interior

Stories	1 Story
Building Area	1,568 sqft Living Area
Gross Area	1,792 sqft
1st Floor Area	1,568 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Foundation Type	Masonry
Lot Area	59,242 sqft (1.36 acres)
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	224 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	753706-2020-202
Street Address	256 DAVIDSON RD
City	SWANNANOA
State	NC
Zip	28778-2110
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R-2
Legal Description	SUBDIV: BLOCK: LOT: SECTION: PLAT: 0PVT-0SVY
Legal Subdivision	HENRY R WILSON
Legal Block	4
Jurisdiction	BUNCOMBE NC
Township / Civil Division	SWANNANOA
Census Block Group	4
Census Block	4035
Census Tract	3002

Owner

256 Davidson Rd, a mobile home, is owned and occupied by an individual who bought it in December 2018.

Source: Buncombe County records, as of March 25, 2026

Owner of Record	Individual Name on File
Mailing Address	256 DAVIDSON RD, SWANNANOA, NC 28778-2110
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Warranty Deed, Transfer
Dec 19, 2018	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Aug 2, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2018 · Amount on File
Deed Sale	Dec 19, 2018 · Amount on File
Prior Sale	Aug 2, 2018 · Amount on File
Deed Book / Page	5730 / 655
Prior Transfer Date	Jun 1, 1999
Prior Transfer Doc	2133000452
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Dec 20, 2022
Property Address	256 DAVIDSON RD, SWANNANOA, NC 28778-2110
Document Number	0062841456
Book / Page	6284 / 1456
Map Reference	DD 1053 PG 360
Instrument Date	Dec 20, 2022
Transaction Type	Transfer
Record Updated	Jan 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 WEDGEWOOD LN, ASHEVILLE, NC 28803-1890

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 DAVIDSON RD, SWANNANOA, NC 28778-2110

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Dec 19, 2018
Property Address	256 DAVIDSON RD, SWANNANOA, NC 28778-2110
Document Number	0057300655
Book / Page	5730 / 0655
Map Reference	DD 1053 PG 360
Instrument Date	Dec 19, 2018
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	273 FOXCROFT DR, 273, ASHEVILLE, NC 28806-9516

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	256 DAVIDSON RD, SWANNANOA, NC 28778-2110

Mortgage

Document Number	0057300658
Date	Dec 19, 2018
Book Page	5730/0658

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2034

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Aug 2, 2018
Property Address	256 DAVIDSON RD, SWANNANOA, NC 28778-2110
Document Number	0056891462
Book / Page	005689 / 001462
Instrument Date	Aug 1, 2018
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$260.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	273 FOXCROFT DR ASHEVILLE NC 288069516, ASHEVILLE, NC 28806-9516

Tax Assessment & Valuation

The 2025 property tax bill for 256 Davidson Rd was $822, up 5.9% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$822.00 (+5.93%)	$118,100 Land $48,900 Building $69,200	$118,100 Land $48,900 Building $69,200
2024	$776.00 (+3.05%)
2023	$753.00	$118,100	$118,100 Land $48,900 Building $69,200
2021			$118,100 Land $48,900 Building $69,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 256 Davidson Rd in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	35 (2018–2024)
Claims Outside the SFHA	7 of 35
Most Recent Claim	Oct 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Oct 2024 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 256 Davidson Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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