256 Cunningham Dr, Hyndman, PA 15545 Property Records

Bedford County property record for 256 Cunningham Dr, Hyndman, PA 15545

Property Summary

Property Type	Single Family Home
Details	2,242 sqft · built 1980
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$118,000 (Jul 2020)
Tax Bill	$2,744 (2026)
Deeds & Mortgages	May 2022 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`B.14-F.04-104`

Property Details

APN / Parcel Number

Primary APN	`B.14-F.04-104`
Alternative APN	`120-073506`

Interior

Stories	1 Story
Building Area	2,242 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached

Location & Zoning

Street Address	256 CUNNINGHAM DR
City	HYNDMAN
State	PA
Zip	15545-7151
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	256 CUNNINGHAM DR
Legal Subdivision	HYNDAMAN LAND ASSOCIATION
Jurisdiction	BEDFORD PA
Township / Civil Division	HYNDMAN
Census Block Group	3
Census Block	3044
Census Tract	961100

Owner

256 Cunningham Dr is owned by two individuals who bought it in July 2020.

Source: Bedford County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 66, HYNDMAN, PA 15545-0066
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage STANDARD BANK
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage STANDARD BANK PASB
Jul 15, 2020	Deed, Transfer · FHA Mortgage E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2020 · Amount on File
Deed Sale	Jul 15, 2020 · Amount on File
Prior Sale	Jul 1, 1993 · Amount on File
Deed Document Number	20203354
Deed Book / Page	2020 / 3354
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	256 CUNNINGHAM DR, HYNDMAN, PA 15545
Transaction Type	Mortgage
Record Updated	May 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/2647
Date	May 18, 2022
Book Page	2022/2647
Instrument	2022-002647

Lender

Name	STANDARD BANK
Type	Bank
Address	MONROEVILLE, PA 15146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	256 CUNNINGHAM DR, HYNDMAN, PA 15545
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FINANCIAL DIMENSIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/6747
Date	Dec 10, 2020
Book Page	2020/6747
Instrument	2020-006747

Lender

Name	STANDARD BANK PASB
Type	Bank
Address	TURTLE CREEK, PA 15145

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2035

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Jul 15, 2020
Property Address	256 CUNNINGHAM DR, HYNDMAN, PA 15545
Document Number	2020/3354
Book / Page	2020 / 3354
Map Reference	MB 1 PG 44-B
Instrument Date	Jul 14, 2020
Instrument	2020-003354
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	CENTRAL PA SETTLEMENT SERVICES LLC, CENTRAL PA SETMNT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	256 CUNNINGHAM DR, HYNDMAN, PA 15545

Mortgage

Document Number	2020003355
Date	Jul 15, 2020
Instrument	2020-003355

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 256 Cunningham Dr was $2,744.

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
Municipality	Hyndman Borough
Unified School District	Bedford Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,744.00	$155,800 Land $9,100 Building $146,700	$155,800 (-) Land $9,100 Building $146,700
2025			$155,800 Land $9,100 Building $146,700
2023	$2,651.00 Additional exemption filed	$155,800 Land $9,100 Building $146,700
2012			$155,800 Land $9,100 Building $146,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 256 Cunningham Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	107 (1979–2021)
Claims Outside the SFHA	4 of 107
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Flooding, Jan 1996 · 61 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 256 Cunningham Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HYNDMAN BORO WATER DEPT serves 910 people · EPA ID PA4050003
Water Source	Surface water
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Crowsnest Broadband Fixed Wireless	940 / 450
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline, Brightspeed.

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