256 Crystal Ct, Whitefish, MT 59937 Property Records

Flathead County property record for 256 Crystal Ct, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,531 sqft · built 1980
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$284,400 (Jun 2010)
Tax Bill	$1,771 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0776937`

Property Details

APN / Parcel Number

Primary APN	`R0776937`
Alternative APNs	`07-4184-12-4-07-12-0000` `0000636681`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,531 sqft Living Area
1st Floor Area	1,531 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Family Room	Family Room

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
View / Lot	Cul-de-sac
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft
Deck Area	152 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000636681
Street Address	256 CRYSTAL CT
City	WHITEFISH
State	MT
Zip	59937-8444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EMERALD HEIGHTS UNIT 2, S12, T30 N, R22 W, LOT 031
Legal Range	22W
Legal Township	30N
Legal Section	12
Legal Subdivision	EMERALD HEIGHTS UNIT 2
Legal Lot Number	31
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	1
Census Block	1030
Census Tract	403

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	256 CRYSTAL CT, WHITEFISH, MT 59937-8444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Deed of Trust, Mortgage · Line of Credit FREEDOM BANK
Apr 19, 2022	Deed of Trust, Mortgage · Commercial Mortgage PARK SIDE FCU
Oct 28, 2019	Deed of Trust, Mortgage · Commercial Mortgage PARK SIDE FCU
Oct 28, 2019	Deed of Trust, Mortgage · Commercial Mortgage PARK SIDE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2010 · Amount on Record
Deed Sale	Jun 1, 2010 · Amount on Record
Deed Document Number	201012438
Prior Transfer Date	Mar 8, 2005
Prior Transfer Doc	0007316110
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	256 CRYSTAL CT, WHITEFISH, MT 59937-8444
Transaction Type	Mortgage
Record Updated	Apr 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 CRYSTAL CT, WHITEFISH, MT 59937-8444

Mortgage

Document Number	202300004704
Date	Mar 31, 2023
Instrument	202300004704

Lender

Name	FREEDOM BANK
Type	Bank
Address	COLUMBIA FALLS, MT 59912

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	256 CRYSTAL CT, WHITEFISH, MT 59937-8444
Transaction Type	Mortgage
Record Updated	May 4, 2022
Title Company	INSURED TITLE, INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200010028
Date	Apr 19, 2022
Instrument	202200010028

Lender

Name	PARK SIDE FCU
Type	Credit Union
Address	BIGFORK, MT 59911

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	256 CRYSTAL CT, WHITEFISH, MT 59937-8444
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900027692
Date	Oct 28, 2019
Instrument	201900027692

Lender

Name	PARK SIDE FCU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	256 CRYSTAL CT, WHITEFISH, MT 59937-8444
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900027687
Date	Oct 28, 2019
Instrument	201900027687

Lender

Name	PARK SIDE FCU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,771.00 (-50.31%)	$652,300 (+12.58%)
2025			$652,300 (+12.58%) Land $238,262 Building $414,038
2023	$3,564.00	$579,400	$579,400 Land $254,421 Building $324,979

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 83% of Montana
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD HEIGHTS HOA WATER & SEWER DIST serves 70 people · EPA ID MT0002862
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Vero Fiber.

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