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256 Cowden St, Central Falls, RI 02863 Property Records

Central Falls City property record for 256 Cowden St, Central Falls, RI 02863

Property Summary

Property TypeMulti-Family Dwellings
Details5 bd · 3 ba · 3,240 sqft · built 1900
Lot Size0.103 acres (4,487 sqft)
OwnerIndividual Name on Record
Last Sale$157,500 (Feb 2010)
Tax Bill$6,309 (2025)
Deeds & MortgagesAug 2020 Refinance
Mar 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN4318-09

Property Details

APN / Parcel Number

Primary APN4318-09
Alternative APN
  • CENT M:06 P:222

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms15 Rooms
Units3 Units
Stories3 Stories
Building Area3,240 sqft Living Area
Gross Area4,480 sqft
1st Floor Area1,040 sqft
Basement Area1,080 sqft
Unfinished Basement1,080 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleMulti-Family
Exterior MaterialOther
Construction TypeFrame
Roof TypeFlat
Roof MaterialRolled Roofing
Lot Area4,487 sqft (0.103 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number4318-09
Street Address256 COWDEN ST
CityCENTRAL FALLS
StateRI
Zip02863-2196
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeR-3
JurisdictionCENTRAL FALLS RI
Township / Civil DivisionCENTRAL FALLS
Census Block Group2
Census Block2010
Census Tract11000

Owner

Source: Central Falls City records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address256 COWDEN ST, CENTRAL FALLS, RI 02863-2196
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
NORTHPOINTE BANK
Mar 8, 2019Deed of Trust, Mortgage · Conventional Mortgage
NAVIGANT CU
Dec 22, 2017Deed of Trust, Mortgage · Conventional with PMI
CITIZENS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 17, 2010 · Amount on Record
Deed SaleFeb 17, 2010 · Amount on Record
Prior SaleAug 17, 2009 · Amount on Record
Deed Book / Page777 / 99
Transfer Doc0000751-92
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCENTRAL FALLS RI
Property Address256 COWDEN ST, CENTRAL FALLS, RI 02863-2196
Transaction TypeMortgage
Record UpdatedSep 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000982-226
DateAug 21, 2020
Book Page982/226
Instrument1124
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCENTRAL FALLS RI
Property Address256 COWDEN ST, CENTRAL FALLS, RI 02863-2196
Document Number950-264
Instrument DateMar 8, 2019
Transaction TypeMortgage
Record UpdatedApr 2, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address256 COWDEN ST CENTRAL FALLS RI 028632196, CENTRAL FALLS, RI 02863-2196

Mortgage

Document Number950-264
DateMar 15, 2019
Book Page000950/000264
Instrument304
Lender
NameNAVIGANT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCENTRAL FALLS RI
Property Address256 COWDEN ST, CENTRAL FALLS, RI 02863-2196
Document Number924-60
Book / Page000924 / 000060
Instrument DateDec 22, 2017
Transaction TypeMortgage
Record UpdatedJan 16, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address256 COWDEN ST CENTRAL FALLS RI 028632196, CENTRAL FALLS, RI 02863-2196

Mortgage

Document Number924-60
DateDec 28, 2017
Book Page000924/000060
Instrument1649
Lender
NameCITIZENS BK
TypeBank
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 27, 2047

Tax Assessment & Valuation

Source: Central Falls City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityCentral Falls City
Unified School DistrictCentral Falls School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,309.00 (+9.28%)$477,600 (+53.47%) Land $102,800 Building $374,800
2023$5,773.00 (+54.61%)$311,200 (-) Land $77,400 Building $233,800
2022$3,734.00$311,200 Land $77,400 Building $233,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 999 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

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