256 Cotter St, San Francisco, CA 94112 Property Records

San Francisco City property record for 256 Cotter St, San Francisco, CA 94112

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,515 sqft · built 1931
Lot Size	0.001 acres (25 sqft)
Owner	2 Individual Names on File
Last Sale	$1,500,000 (Apr 2024)
Tax Bill	$18,206 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Oct 2025 Mortgage + 3 more
APN	`6780-035`

Property Details

APN / Parcel Number

Primary APN	`6780-035`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,515 sqft Living Area
Gross Area	1,740 sqft
1st Floor Area	1,515 sqft
Basement Area	225 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Mediterranean
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	25 sqft (0.001 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	256 COTTER ST
City	SAN FRANCISCO
State	CA
Zip	94112-1923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH1
Legal Description	MAP E PG 114 LOT 40
Legal Subdivision	DE MARTINI TRACT
Legal Block	6780
Legal Lot Number	35
Jurisdiction	SAN FRANCISCO CA
Township / Civil Division	MERCED-MCLAREN
Census Block Group	2
Census Block	2005
Census Tract	25502

Owner

256 Cotter St is owned and occupied by two individuals who bought it in April 2024.

Source: San Francisco City records, as of September 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	256 COTTER ST, SAN FRANCISCO, CA 94112-1923
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Deed of Trust, Mortgage · Commercial Mortgage TABNOTES LLC
Oct 6, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Apr 30, 2024	Grant Deed, Transfer · Conventional Mortgage BETHPAGE FCU
Jan 11, 2023	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 4, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2024 · Amount on File
Deed Sale	Apr 30, 2024 · Amount on File
Prior Sale	Jan 11, 2023 · Amount on File
Deed Document Number	202434940
Prior Transfer Date	Dec 7, 2009
Prior Transfer Doc	0K068/0393
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	256 COTTER ST, SAN FRANCISCO, CA 94112-1923
Transaction Type	Mortgage
Record Updated	Nov 10, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 COTTER ST, SAN FRANCISCO, CA 94112-1923

Mortgage

Document Number	0000082601
Date	Aug 30, 2022
Instrument	2022082601

Lender

Name	TABNOTES LLC
Type	Non-Lending Institution
Address	SAN FRANCISCO, CA 94123

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN FRANCISCO CA
Recording Date	Oct 6, 2025
Property Address	256 COTTER ST, SAN FRANCISCO, CA 94112-1923
Document Number	0000083023
Map Reference	MB E & F PG 114
Instrument Date	Oct 1, 2025
Instrument	2025083023
Transaction Type	Transfer
Record Updated	Nov 10, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	256 COTTER ST, SAN FRANCISCO, CA 94112-1923

Mortgage

Document Number	0000083024
Date	Oct 6, 2025
Instrument	2025083024

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.2%
Index	SOFR Average 30-Day
Max Rate	11.2%

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN FRANCISCO CA
Recording Date	Apr 30, 2024
Property Address	256 COTTER ST, SAN FRANCISCO, CA 94112-1923
Document Number	0000034940
Map Reference	MB E&F PG 114
Instrument Date	Apr 23, 2024
Instrument	2024034940
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	256 COTTER ST, SAN FRANCISCO, CA 94112-1923

Mortgage

Document Number	0000034941
Date	Apr 30, 2024
Instrument	2024034941

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	1-Year T-Bill
Max Rate	13%

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN FRANCISCO CA
Recording Date	Jan 11, 2023
Property Address	256 COTTER ST, SAN FRANCISCO, CA 94112-1923
Document Number	0000001357
Map Reference	MB E&F PG 114
Instrument Date	Jan 7, 2023
Instrument	2023001357
Transaction Type	Transfer
Record Updated	Feb 1, 2023
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,735.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	256 COTTER ST, SAN FRANCISCO, CA 94112-1923

Mortgage

Document Number	0000001358
Date	Jan 11, 2023
Instrument	2023001358

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Feb 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.2%
Index	Other
Max Rate	10.2%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	256 COTTER ST, SAN FRANCISCO, CA 94112-1923
Document Number	0K75300167
Instrument Date	Apr 4, 2019
Transaction Type	Mortgage
Record Updated	Apr 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	256 COTTER ST SAN FRANCISCO CA 941121923, SAN FRANCISCO, CA 94112-1923

Mortgage

Document Number	0K75300167
Date	Apr 11, 2019
Instrument	K753167

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 256 Cotter St was $18,206, up 16.6% from the year before.

Source: San Francisco City assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	California
County / Municipality	San Francisco City
Unified School District	San Francisco Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,560,600 (+2%) Land $1,092,420 Building $468,180
2025	$18,206.00 (+16.56%)	$1,530,000 Land $1,071,000 Building $459,000
2024	$15,620.00 (+417.22%)
2023	$3,020.00 (+1.82%) Homeowner's exemption	$254,059 Land $70,373 Building $183,686
2022	$2,966.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 256 Cotter St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 256 Cotter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SFPUC CITY DISTRIBUTION DIVISION serves 848,019 people · EPA ID CA3810011
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks, Unwired.

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