256 Central St, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 256 Central St, Concord, MA 01742 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,304 sqft · built 1904
Lot Size0.145 acres (6,324 sqft)
Owner2 Company Names on File
Last Sale$1,400,000 (Dec 2020)
Tax Bill$177 (2025)
Deeds & MortgagesNov 2021 Transfer
Aug 2020 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNCONC M:10D B:2574

Property Details

APN / Parcel Number

Primary APNCONC M:10D B:2574
Alternative APNs
  • M:00010D B:02574-00000
  • 102769

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,304 sqft Living Area
Gross Area3,732 sqft

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1960
Architectural StyleOther
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,324 sqft (0.145 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number102769
Street Address256 CENTRAL ST
CityCONCORD
StateMA
Zip01742-2913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2574
JurisdictionCONCORD MA
Township / Civil DivisionCONCORD
Census Block Group2
Census Block2007
Census Tract361200

Owner

Source: Middlesex County and Concord Town records · APN CONC M:10D B:2574

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address256 CENTRAL ST, CONCORD, MA 01742-2913
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2021Quit Claim Deed, Transfer
Quitclaim
Aug 31, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
MAIN STREET BANK (MA)
Dec 23, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
BANK OF AMERICA NA
Apr 21, 2017Quit Claim Deed, Transfer
MAIN STREET BANK (GA)

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 23, 2020 · Amount on Record
Deed SaleDec 23, 2020 · Amount on Record
Prior SaleApr 21, 2017 · Amount on Record
Deed Book / Page76526 / 380
Last Transfer DateNov 08, 2021
Transfer Doc079123-211
Record UpdatedJun 08, 2026

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONCORD MA
Recording DateNov 12, 2021
Property Address256 CENTRAL ST, CONCORD, MA 01742-2913
Document Number079123-211
Book / Page79123 / 211
Instrument DateNov 08, 2021
Instrument246895
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address256 CENTRAL ST, CONCORD, MA 01742-2913

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONCORD MA
Property Address256 CENTRAL ST, CONCORD, MA 01742-2913
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number75493-377
DateAug 31, 2020
Book Page75493/377
Instrument150182
Lender
NameMAIN STREET BANK (MA)
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONCORD MA
Recording DateDec 23, 2020
Property Address256 CENTRAL ST, CONCORD, MA 01742-2913
Document Number76526-380
Book / Page76526 / 380
Instrument DateDec 22, 2020
Instrument247441
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address256 CENTRAL ST, CONCORD, MA 01742-2913

Mortgage

Document Number247442
DateDec 23, 2020
Instrument247442
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONCORD MA
Recording DateApr 21, 2017
Property Address256 CENTRAL ST, CONCORD, MA 01742-2913
Document Number69172-315
Book / Page69172 / 315
Instrument58368
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$80.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address256 CENTRAL ST, CONCORD, MA 01742-2913

Mortgage

Document Number691720317
DateApr 21, 2017
Instrument69172/0317
Lender
NameMAIN STREET BANK (GA)
Agreement
AmountAmount Recorded
Term360 Months
DueApr 21, 2047
Interest
Rate3%
Max Rate At Change50.1%
Max Rate2.75%

Tax Assessment & Valuation

Source: Middlesex County and Concord Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionConcord Town
Elementary School DistrictConcord School District (PK - 08)
Secondary School DistrictConcord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$177.00 (-98.97%)$1,340,500 (+2.37%) Land $510,200 Building $830,300$1,570,065
2024$17,194.00$1,309,500 Land $510,200 Building $799,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 3% of the US · above 6% of Massachusetts
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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