256 Captains Dr, Nebo, NC 28761 Property Records

McDowell County property record for 256 Captains Dr, Nebo, NC 28761

Property Summary

Property Type	Residential Vacant Land
Lot Size	81.1 acres (3,533,587 sqft)
Owner	Individual Name on Record
Tax Bill	$501 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Sep 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1723-00-05-7891`

Property Details

APN / Parcel Number

Primary APN	`1723-00-05-7891`
Alternative APNs	`73026` `80076`

Exterior

Lot Area	3,533,587 sqft (81.1 acres)

Location & Zoning

Account Number	80076
Street Address	256 CAPTAINS DR
City	NEBO
State	NC
Zip	28761
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	1.12 AC LT 234 THE ARBOR PB9/27
Legal Subdivision	THE ARBOR S/D
Legal Lot Number	234
Jurisdiction	MCDOWELL NC
Township / Civil Division	NEBO
Census Block Group	1
Census Block	1004
Census Tract	970200

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	981 PEARIDGE RD, BOSTIC, NC 28018-9701
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Warranty Deed, Transfer · Line of Credit BANK OF TENNESSEE
Sep 4, 2020	Warranty Deed, Transfer · Line of Credit THE FIDELITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2023
Deed Sale	Jul 24, 2023
Prior Sale	Sep 4, 2020 · Amount on Record
Deed Document Number	0000144290
Deed Book / Page	1442 / 90
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jul 24, 2023
Property Address	256 CAPTAINS DR, NEBO, NC 28761
Document Number	0014420090
Book / Page	1442 / 90
Map Reference	MB 9 PG 27
Instrument Date	Jul 12, 2023
Instrument	2023003398
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 PEARIDGE RD, BOSTIC, NC 28018-9701

Mortgage

Document Number	2023003403
Date	Jul 24, 2023
Instrument	2023003403

Lender

Name	BANK OF TENNESSEE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Sep 4, 2020
Property Address	256 CAPTAINS DR, NEBO, NC 28761
Document Number	0013210485
Book / Page	1321 / 485
Map Reference	MB 9 PG 27
Instrument Date	Aug 26, 2020
Instrument	2020004459
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 40, BOSTIC, NC 28018-0040

Mortgage

Document Number	2020004460
Date	Sep 4, 2020
Instrument	2020004460

Lender

Name	THE FIDELITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$501.00	$75,000 (-) Land $75,000
2023	$501.00 (-77.48%)	$75,000 (-77.15%) Land $75,000	$75,000 (-77.15%) Land $75,000
2022	$2,225.00	$328,200 Land $75,000 Building $253,200	$328,200 Land $75,000 Building $253,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	12 (1994–2024)
Claims Outside the SFHA	7 of 12
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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