25582 Rapid Falls Rd, Laguna Hills, CA 92653 Property Records

Orange County property record for 25582 Rapid Falls Rd, Laguna Hills, CA 92653

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,694 sqft · built 1988
Lot Size	0.603 acres (26,250 sqft)
Owner	2 Trust Names on File
Last Sale	$4,120,000 (Apr 2026)
Tax Bill	$20,602 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`636-151-16`

Property Details

APN / Parcel Number

Primary APN	`636-151-16`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	5,694 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	26,250 sqft (0.603 acres)
Garage Area	699 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	25582 RAPID FALLS RD
City	LAGUNA HILLS
State	CA
Zip	92653-5868
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 9293 BLK LOT 154
Legal Subdivision	TR 9293
Legal Tract	9293
Legal Lot Number	154
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1018
Census Tract	42333

Owner

25582 Rapid Falls Rd is owner-occupied and held in a trust since April 2026.

Source: Orange County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	25582 RAPID FALLS RD, LAGUNA HILLS, CA 92653-5868
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Grant Deed, Transfer · Conventional Mortgage BANK OF AMIERCA NA
Oct 31, 2017	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2026 · Amount on File
Deed Sale	Apr 3, 2026 · Amount on File
Prior Sale	Sep 17, 2012 · Amount on File
Deed Document Number	202696807
Prior Transfer Date	Dec 23, 2016
Prior Transfer Doc	0000666712
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 3, 2026
Property Address	25582 RAPID FALLS RD, LAGUNA HILLS, CA 92653-5868
Document Number	0000096807
Instrument Date	Feb 9, 2026
Instrument	202696807
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$457,732.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	25582 RAPID FALLS RD, LAGUNA HILLS, CA 92653-5868

Mortgage

Document Number	0000096808,
Date	Apr 3, 2026
Instrument	202696808

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	25582 RAPID FALLS RD, LAGUNA HILLS, CA 92653-5868
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000460886
Date	Oct 31, 2017
Instrument	2017000460886

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

Tax Assessment & Valuation

The 2025 property tax bill for 25582 Rapid Falls Rd was $20,602, up 1.8% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Hills City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,052,327 (+2%) Land $880,926 Building $1,171,401
2025	$20,602.00 (+1.84%) Homeowner's exemption	$2,012,086 Land $863,653 Building $1,148,433
2024	$20,229.00 (+2.43%)
2023	$19,750.00 (+1.82%) Homeowner's exemption	$1,933,955 Land $830,116 Building $1,103,839
2022	$19,397.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 25582 Rapid Falls Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1991–1998)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25582 Rapid Falls Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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